How to Set Money Goals You Won’t Abandon by March

Everyone's Talkin' Money

Shari Rash

Self-improvement, Business, Health & Fitness, Mental Health, Education

4.2 • 648 Ratings

🗓️ 22 January 2026

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

If you’re tired of setting money goals that quietly die somewhere between Valentine’s Day and tax season, this episode is your intervention. We’re talking about why traditional goal setting backfires, how shame-based goals sabotage progress, and what it really takes to set financial targets that fit your season of life—whether you’re growing, stabilizing, repairing, maintaining, or just trying to get through a major transition without losing your mind. Get your Supportive Money Goals Workbook here! You’ll learn the difference between aspirational goals (“max out my 401(k)”) and supportive goals (“increase my 401(k) by 1% each quarter”), why willpower is the least reliable financial strategy on earth, and how the One-Goal Rule keeps your cash flow focused long enough for you to actually win. By the end, you’ll walk away with money goals that are realistic, emotionally grounded, system-supported, and—most importantly—still alive in March. Because you don’t need more aggressive goals… you need goals that match your systems, your season, and your capacity. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	AI is incredible. They can teach you how to fry an egg and even write a poem, pirate style.
0:07.0	But it knows nothing about your work. Slackbot is different. It doesn't just know the facts.
0:14.0	It knows your schedule. It can turn a brainstorm into a brief and it doesn't need to be taught.
0:20.0	Because Slackbot isn't just another AI.
0:23.3	It's AI that knows your work as well as you do.
0:26.4	Visit Slack.com forward slash meet Slackbot to learn more.
0:30.3	Something unexpected has arrived in Happy Meal.
0:33.4	Teenage Mutant Ninja Turtles and Hello Kitty and friends are teaming up for the ultimate
0:37.4	collab. Joining your little ones on a fun-fueled adventure. Some fun. Teenage Mutant Ninja Turtles and Hello Kitty and friends are teaming up for the Ultimate Collab.
0:38.4	Joining your little ones on a fun-fueled adventure. Some fun, some food, it's all inside this happy meal.
0:46.4	Until the 2nd of February from 11am includes one pre-selected book or toy whilst it's last.
0:50.5	Sanjeeves just received a decent bonus. Nice work, Sanjeeve. He knows he could invest all of the money, but he's seen a new watch he likes. He's not worried. With his HSBC Premier bank account and access to their financial advice service, he can get a personalised plan for the future and know how much you can spend a day. Everything's Premier when your bank account is. Search HSBC Premier. HSBC UK, opening up a world of opportunity.
1:13.4	For financial advice, you need minimum £100,000.
1:15.8	Other criteria and fees apply.
1:17.2	Financial and other eligibility criteria apply for HSBC Premier.
1:20.9	You know how every January we get the sudden burst of financial optimism?
1:26.0	Like we're all main characters in a budgeting montage, new planner,
1:31.4	new highlighters, new goals. And that lasts for about what? 11 days, but during those 11 days,
1:38.8	we are unstoppable. And then real life taps us on the shoulder. Before we dive in, I want you to actually
1:53.8	work this stuff through, not just listen to it and hope it sticks. I made a free tool called
1:59.5	the Supportive Money Goals Workbook. It helps you pick
2:03.4	one financial goal and break it into supportive systems-based behaviors that fit your season of life.
	...

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