How to Save Your Money & Sanity During the Holidays

Networth and Chill with Your Rich BFF

Vivian Tu

News, Business, Careers, Business News, Entrepreneurship

4.4 • 1.6K Ratings

🗓️ 10 December 2025

⏱️ 34 minutes

🔗️ Recording | iTunes | RSS

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Summary

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian is diving deep into the strategy of holiday savings without the financial hangover. She breaks down which holiday expenses are actually worth splurging on, how to set a realistic budget that doesn't leave you panicking in January, and why starting your shopping early isn't just about avoiding crowds. Vivian dives into the psychology of holiday spending, from the guilt that makes us overspend on gifts, why we consistently underestimate our total holiday costs and how retailers count on our emotional spending. Plus, she answers your burning questions about navigating family gift expectations and how to get gifts without breaking the bank! Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at [email protected] Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0	It's only once a year.
0:01.4	But here's the thing.
0:02.3	Those only once a year expenses add up fast.
0:05.8	When I look back at my own holiday overspending, I realize that so much of it came from guilt, anxiety.
0:12.6	That's just throwing money at our feelings.
0:14.5	But I need you to hear this.
0:15.7	You're not alone.
0:16.7	Less is actually more.
0:18.4	Let's talk about re-gifting.
0:20.0	When to say, no.
0:22.8	Your wallet will thank me.
0:32.0	What's up, rich friends, and welcome back to another episode of Net Worth and Chill.
0:36.3	I'm your host, Vivian 2, aka Your Rich BFF, and your favorite Wall Street girlie.
0:41.0	Happy holidays, everybody!
0:42.8	As we gear up for the most expensive and stressful time in the year, I'm pretty sure we're all
0:47.8	thinking the same thing.
0:49.0	How the heck am I going to get through this season?
0:51.9	Between traveling to see family and gifts and parties and
0:54.9	new outfits, it can feel like the expenses are just never ending. Plus, with the economy on shaky
0:59.9	footing right now, people aren't feeling super confident in their finances overall either. The
1:04.8	universe said, let's take the most expensive time of the year when people are spending the most
1:09.2	and make the economy in the job market
	...

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