It'll soon be time to review and perhaps rebalance your portfolio.

But how should you do it?

That and more on this Saturday personal finance edition of Motley Full Money.

I'm Robert Brokamp, and this week I speak with financial planner Sean Gates about how to evaluate and perhaps adjust your portfolio as we prepare to enter a new year.

But first, it's highlights some insights from some recent publications.

You know, it's the time of year when many financial services firms issued their 2026 outlooks.

Many are available, and I find them all interesting, but I'll just highlight

a few takeaways from the recent publication of Schwab's Outlook for Stocks and the Economy,

co-written by Lizanne Saunders and Kevin Gordon. One of the themes of the report is the ongoing

K-shaped economy, so-called because the divergence and fortunes between higher-income Americans

who are doing pretty well, and lower-income Americans who are struggling due to affordability challenges and job uncertainty.

The economy next year will continue to be in what Schwab calls a vibe-pression,

a dour consumer sentiment while GDP continues to grow.

To illustrate this, the report cited an unprecedented divide

between increasing unemployment expectations per the University of Michigan's Consumer Sentiment Survey, which tends to survey more working class respondents with, you know, kitchen table concerns, and the unusually upbeat outlook for the stock market from the Conference Board Consumer Conference Survey, which tends to have more higher income

respondents. As a report stated, quote, the result is a split personality and confidence

textbook K, end of quote. One reason the economy may continue to grow, despite this vibe

impression, is the stimulus from the one big beautiful bill passed in July, which is projected

to add 0.7% to GDP in

26 and close to that in 2027, but at the cost of accelerating borrowing from Uncle Sam.

The Schwab report estimates that the percentage of federal debt the GDP will rise to more than

125% over the next decade, whereas it would have been just, and I put that

...