Please stay tuned for important disclosure information at the conclusion of this episode.

Hi, I'm Christine Bens for Morningstar, and welcome to the How to Retire podcast.

It's a companion to my book, which is also called How to Retire.

Each episode will provide a bite-sized lesson about how to do

some aspect of retirement well. One big question that people often grapple with as they contemplate

retirement is whether they'll have enough, financially and otherwise, in retirement. To help address

that question, I sat down with author and personal finance expert, Manisha

Ticore. She wrote a book called Money Zen, The Secret to Finding You're Enough. She's also the founder

of Money Zen, which is a financial education consultancy. Manisha, thank you so much for being

here. Oh, Christine, it's always wonderful to get to talk to you.

Well, it's great to have you here.

You wrote a whole book about Enough, the topic of Enough.

And so I thought it would be really interesting to discuss retirement planning in that context,

helping people figure out do they have enough to retire and talking

about both the financial and the non-financial aspects of that. So let's start with the financial

piece. You mentioned to me as we're talking about recording this that you've been thinking a little

bit about your own retirement plan and the sufficiency of your financial assets.

So as people are thinking this through, what should they have on their dashboard when they're

thinking about will they have enough financial resources to bring into retirement?

Just for context, for my answers, I am 54 years old. And the reason I'm highlighting

that is as we go through, there will be various pieces that will weave back into that. And my hunch

is the way people approach and think about retirement varies dramatically by decade.

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