How to RETIRE BY 30! (With Cody Berman)
The Personal Finance Podcast
Andrew Giancola
4.7 • 1.4K Ratings
🗓️ 13 May 2026
⏱️ 64 minutes
🧾️ Download transcript
Summary
Transcript
Click on a timestamp to play from that location
| 0:00.0 | pushing yourself to the limit. So I think a lot of people have this dream life that they idealize, but they don't actually understand how much it costs. Remember the first $5 I made online. It just feels different. It feels so good to make money yourself without a boss, without having to check in. Like, you just make the money. You created the website. Maybe you recorded the podcast. You did whatever. You created the digital product. It's just, it's a different feeling. It just gets worse and worse. |
| 0:21.4 | Even when they do get that next bonus, |
| 0:23.4 | and they go from making 100 to 120K, |
| 0:26.2 | then they just get a fancier car, |
| 0:27.3 | then they just get a slightly bigger apartment. |
| 0:28.7 | Then they go on an extra vacation, |
| 0:30.3 | and it's just this vicious cycle that never ends until. |
| 0:32.8 | Yeah. |
| 0:44.8 | I'm happy. So, Cody, welcome to the personal finance podcast. |
| 0:47.3 | I'm very sad to be here. It's been a long time coming. |
| 0:52.0 | I am so excited to have you here because I want to talk through kind of financial independence and you are someone who is amazing in the |
| 0:55.0 | financial independence community because you started pretty young and you were able to reach |
| 0:59.0 | financial independence at a young age as well so can you kind of talk about your background and |
| 1:02.9 | your journey to financial independence yeah cut me off if i'm too long winded here but basically |
| 1:07.4 | started back when i was 19 years old i read the four hour-hour work week by Tim Ferriss. That book completely shifted my, just worldview, my mindset about money. Because up to that point, I always thought you had to trade your time for money on a linear basis. So growing up, you know, lawyers made a lot of money. Doctors made a lot of money. This person makes $100 per hour. This person makes $200 per hour. But until I read |
| 1:28.5 | Tim Ferriss, I didn't understand that there were people who also made money, regardless of whether |
| 1:33.5 | or not they were working. There were people who made $100,000 a year just from real estate or from |
| 1:38.4 | their stock market investments. And they didn't trade a single dollar or a single hour for that |
| 1:43.3 | dollar. So like that whole thing of like you |
| 1:45.6 | don't have to trade your time for money on a linear basis completely shifted my worldview. |
| 1:49.8 | And that's when I kind of went this full bore into financial independence. I started every |
| 1:54.2 | South House you could possibly think of. I had tried over 30 plus at this point. And so that was like 19. |
... |
Transcript will be available on the free plan in 6 days. Upgrade to see the full transcript now.
Disclaimer: The podcast and artwork embedded on this page are from Andrew Giancola, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Andrew Giancola and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.