How to Reduce Taxes and Get Better Investing Returns? Asset Location - 422
Your Money, Your Wealth
Your Money, Your Wealth
4.6 • 791 Ratings
🗓️ 28 March 2023
⏱️ 33 minutes
🧾️ Download transcript
Summary
Which investments should go in your traditional IRA vs your Roth IRA, and does that asset location depend on your age? Learn how to generate "tax alpha" to get better returns on your investments. Plus, Joe and Big Al spitball whether to roll a TIAA 403(b) to an IRA or take the annuity, and they spitball retirement and Roth conversion and Roth contribution strategies for an overseas officer with a military pension, and for Americans working abroad who qualify for the foreign earned income exclusion.
Timestamps:
- 00:51 - Best Assets to Hold in Traditional IRA and Roth IRA? (Michael, Colorado - voice)
- 7:40 - Is Investment Asset Location Dependent on Age? (Glen)
- 11:35 - TIAA 403(b): Take the Annuity or Roll to an IRA? (Brad, Northeast TN)
- 19:34 - Military Pension Spitball: Overseas Officer with Fluctuating Income & Taxes (US Grant, Alexandria, VA... usually)
- 24:29 - Foreign Earned Income Exclusion & Roth 401(k) Rules (Jeff, Singapore via North Dakota)
- 31:32 - The Derails
Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-422:
- Why Asset Location Matters Guide
- Register for our free 2023 tax planning webinar, March 29, 12pm PT/3pm ET
- Schedule a free financial assessment
- Episode Transcript
- Ask Joe & Big Al On Air
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Which investments should go in your traditional IRA versus your Roth IRA? |
| 0:04.0 | And does that asset location depend on your age? |
| 0:07.2 | Generating tax alpha to get better returns on your investments. |
| 0:11.0 | That's today on Your Money, Your Wealth podcast number 422. |
| 0:14.9 | Plus, the fellow spitball whether to roll a TIA 403B to an IRA or take the annuity. And they spitball retirement and Roth |
| 0:23.4 | conversion and Roth contribution strategies for an overseas officer with a military pension |
| 0:28.7 | and for Americans working abroad who qualify for the foreign earned income exclusion. |
| 0:34.3 | I'm producer Andy Last with the hosts of Your Money, Your Wealth, Joe Anderson, |
| 0:38.4 | CFP, and Big Al Clopine CPA. Get your money questions answered. Go to Your Money, Your Wealth.com |
| 0:44.4 | and click Ask Joe and Big Al on air to send them in as an email or a priority voice message like this one. |
| 0:51.2 | Hi, Joe, Big Al and Andy. This is Michael in Colorado. I enjoy your show, been listening |
| 0:57.4 | for a while. Could you spend a few moments addressing asset location, specifically which |
| 1:03.0 | assets are best for the taxable traditional IRA and Roth IRA buckets? I'm a craft beer |
| 1:10.3 | drinker, drive a 2020 Toyota Sienna and am retired. |
| 1:14.2 | Thank you. |
| 1:15.1 | Well, thank you, Michael. |
| 1:16.6 | Great voice. |
| 1:17.5 | He's got it. |
| 1:18.2 | Michael, you seem too young to be retired. |
| 1:20.4 | I know. |
| 1:21.6 | Join the show. |
| 1:22.7 | Right. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Your Money, Your Wealth, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Your Money, Your Wealth and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.