Hey, I'm Joel Stein. I want you to close your eyes and imagine a pocket watch. It's moving from side to side. You're getting very sleepy.

Great. Now that I've hypnotized you against your will, you're going to start liking long-form journalism. Like so much.

You're going to listen to a podcast where the host interviews a writer about their long-form story every week. I'm that host.

Listen to Story of the Week on the I Heart Radio app Apple Podcast or wherever you get your podcast.

I'm Danish Ward's host of Stealing Superman, a new I Heart original podcast about the most unlikely art heist of all time.

It was Nick Cage's own personal national treasure. At a 1999 New Year's Eve party, someone snatched Cage's priceless comics.

But who? Listen to Stealing Superman on the I Heart Radio app Apple Podcasts or wherever you find your favorite shows.

Hi, I'm Ophira Eisenberg. I'm a comedian and a parent. The absurdity of telling jokes late at night and then waking up early with a small child in the morning.

I have a new podcast called Parenting is a joke. I'll talk to other funny people who are also parents. Will we be laughing? Will we be crying? Find out by listening to Parenting is a joke on the I Heart Radio app Apple Podcasts or wherever you get your podcasts.

Hey guys, are you ready for some money rehab?

Wall Street has been completely upended by an unlikely player. Game stop. Dean and should I have a 401k because I don't do it? No, I know.

I think the whole world will revolve around you and your money. Will it doesn't?

Charge for wasting our time. I will take a check.

You recognize her from entering CNN, CNBC, and Bloomberg. The only financial expert you don't need a dictionary to understand. The cold lap in.

Many folks who are regardless of the latest student loan forgiveness plan are still going to need to pay off student loans.

Maybe you have private loans that aren't eligible for forgiveness. Maybe you're eligible for forgiveness, but you'll still have outstanding debt even after the debt cancellation. No matter what your situation, we need to talk about what to do with that remaining debt.

Before I dive in, I mentioned last week that you'd get to hear from a very special guest on how student loan cancellation will affect your credit score.

Well, I spoke to Will Lansing CEO of FICO. Yes, FICO. That's the company used by 90% of the top US lending institutions for their risk assessment and credit reporting needs about what to expect post debt forgiveness. Here's what he had to say.

One thing that our listeners are really curious about these days is how the student loan cancellation will affect their credit scores. What would you say?

Well, you know, a majority of people will be affected positively from from the debt cancellation. It does go in both directions. I mean, it depends.

If you pay them on time, they can contribute to an improvement in your credit score. If you haven't been paying them on time, they're hurting you.

When they go away, you don't get the benefit of paying them on time, but you don't have that debt outstanding either. If you've been remiss in your payments, then the fact that it goes away actually can help you in a kind of a perverse way, but yes, it can help you.

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