How to Pay for Med School After Loan Changes! #470

Docs Outside The Box

Dr. Nii Darko

Career, Education, Doctor, Medicine, Careers, Job, Business, Health & Fitness, Finance, Investing, Premed, Black, Money, Lifestyle, Mindset

4.9 • 516 Ratings

🗓️ 22 August 2025

⏱️ 48 minutes

🔗️ Recording | iTunes | RSS

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Summary

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 In this episode, we discuss a question from a pre-med student from a lower income background who is worried about pursuing medicine with the new student loan caps. We also offer advice on how to navigate these new financial obstacles, and whether becoming a doctor is still a vi...

Transcript

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0:00.0	Now that student loans have been capped, I'm not sure if this route is the best for me as I come from a low-income household.
0:07.4	I still want to pursue medicine. Can you please provide some advice on what to do next?
0:12.1	Doesn't graduating from medicine becoming a doctor, getting an attending salary? Wouldn't she be okay?
0:18.0	I would say yes. I say that you're going to be making enough money as an attending to be able to pay off your student loans.
0:24.1	That's not even my issue. I'm not even there yet. The reality is not everybody can get a private loan. So I cannot with my chest fully say, well, she's going to get there and she's going to graduate. I don't know that. It may not be anything academic at all.
0:39.3	It may all stem from the fact that she is not able to pay.
0:43.1	And schools are not in the business of financing your passion to become a doctor.
0:49.6	They need cash.
0:51.3	There are a lot of people out there who are in a similar situation who are going to
0:55.7	have dreams deferred. Yo, what's good everybody? Welcome to another episode of Docs Outside the Box.
1:01.5	I'm your host, Dr. Ney, trauma surgeon, by night. By night.
1:07.8	Podcaster by night.
1:12.1	By night. And we by. Night. By night.
1:13.2	And we are recording on location.
1:15.2	That's right.
1:15.6	We're recording from Ghana, across Ghana.
1:19.1	This is a nice apartment that we're in.
1:21.8	We'll talk about that later on.
1:23.3	But I'm also joined by the hostess with the mostus.
1:27.4	The best co-hosts I've ever had this week. The only co-host you've ever had. I've had other co-hosts. Who? We've had other co-hosts in the show. Who? We'll talk about it on another episode, but... Okay. Dr. Renee. Come on. Come in high, yo. You're not bringing the energy. What's up? Hey. Yeah. Listen, just like whether it's the United States, whether it's the... Which hemisphere are we on? What do you mean? Which hemisphere are we on? What are we on? I'll forget. Northern.. The northern hemisphere? All right, whether we, you know, whether we on the U.S. continent or American
2:06.4	continent or, I don't know my geography, or the... Are we on the equator?
2:12.7	Well, as we get closer to the equator, either way, the way in which we podcast and the time in which
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