How to Opt Out of Big Insurance - And Still Get Covered | Andy Schoonover

Realfoodology

Courtney Swan

Nutrition, Health & Fitness, Alternative Health

4.9 • 1.3K Ratings

🗓️ 15 July 2025

⏱️ 64 minutes

🔗️ Recording | iTunes | RSS

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Summary

259: If you’ve ever gotten a surprise medical bill, you need to stop everything and listen to my interview with Andy Schoonover. He founded CrowdHealth, a company that’s taking a crowdfunding approach to healthcare - that means you pay into a community instead of giving your money to a big corporation, and that fund helps cover your medical costs upfront (so no expensive bills down the line). And it ends up being way cheaper than health insurance. If you’ve ever been frustrated with your insurance, you’re going to want to hear this. Topics Discussed: → What a crowdfunding approach to health insurance looks like → Difference between CrowdHealth and insurance → How the healthcare system got so broken → Why doctors hate dealing with insurance → Incentivizing healthy lifestyles Sponsored By: → FPOO | Get your free $39 bottle for just $1 shipping and taste the difference freshness makes at http://www.GetFresh324.com. → Seed | Ready to experience a probiotic that actually works? Go to https://www.Seed.com/Realfoodology and use code 25Realfoodology to get 25% off your first month. → CURED | Right now, CURED Nutrition is offering my listeners an exclusive 20% off Serenity Gummies with a monthly subscription. Just head to https://www.curednutrition.com/REALFOODOLOGY and use the code REALFOODOLOGY at checkout. → Qualia | Qualia | Go to https://www.qualialife.com/REALFOODOLOGY for up to 50% off your purchase and use code REALFOODOLOGY for an additional 15%. → Lineage | Try it for yourself at https://www.lineageprovisions.com and use the code REALFOODOLOGY for 10% off. Timestamps: → 00:00:00 - Introduction → 00:02:58 - How CrowdHealth Started → 00:05:51 - What is CrowdHealth → 00:09:18 - How it Works → 00:21:45 - The CrowdHealth Community → 00:25:21 - Why Healthcare is So Expensive → 00:26:35 - Doctors and Insurance → 00:28:40 - How CrowdHealth Covers Preventive Care → 00:34:59 - Surgeries and Medications → 00:37:08 - Doctor Database + Patient Support → 00:39:10 - Is Insurance a Scam? → 00:42:00 - Membership Rules → 00:47:44 - Incentivizing Healthy Lifestyles → 00:55:53 - Accepting Bitcoin → 00:57:13 - Concerns About Leaving Traditional Insurance → 01:00:50 - Where to Find CrowdHealth Show Links: → https://www.joincrowdhealth.com | Andy’s offering $99/month for the first three months when you join and use the code REALFOODOLOGY. Check Out: → Instagram → X Check Out Courtney: → LEAVE US A VOICE MESSAGE → Check Out My new FREE Grocery Guide! → @realfoodology → www.realfoodology.com → My Immune Supplement by 2x4 → Air Dr Air Purifier → AquaTru Water Filter → EWG Tap Water Database Produced By: Drake Peterson

Transcript

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0:00.0	On today's episode of the Real Foodology podcast.
0:03.0	We're trying to build a community of these independent doctors who are typically better than your hospital system doctors from my perspective.
0:10.1	Yeah.
0:11.1	To allow them to be cash pay as opposed to relying upon United Healthcare and the Cross with Shield and all these other plans.
0:17.3	Hello friends. Welcome back to another episode of the Real Foodology podcast. I am your host, Courtney Swan, and today's guest is Andy Schoonover of Crowd Health.
0:25.0	I was blown away by this whole episode.
0:27.7	It is so cool that somebody is finally doing this and tackling big insurance in a community-driven
0:33.6	crowdfunding approach to health insurance.
0:36.9	I'm not going to spend a lot of time in the intro
0:39.0	because I really just want you to hear because I went through all of the questions. So this is a
0:43.3	crowdfunding approach to health insurance. This is going outside of the traditional health insurance
0:48.7	model where traditionally they don't even cover all of that. And then many times people get
0:52.5	bankrupted by these kind of situations. This is your insurance and you go to your company and you say, hey, you know, I cover all of that. And then many times people get bankrupted by these kind of situations.
0:54.5	This is your insurance and you go to your company and you say, hey, you know, I have all these bills.
0:58.6	And then those bills get paid for. And then your your monthly bill is significantly cheaper as well.
1:04.1	If this is at all confusing for you, don't worry. Once we get into the episode, you're going to
1:07.6	completely understand all this. I'm blown away. I want to join now. And if you wait till the very, very end, we actually gave you a code if you want to try it out.
1:15.7	You get three months at a discounted rate, which is incredible. So wait till the end. I hope you love the
1:21.2	episode, and I hope you join me. We'll all be in this amazing community together, taking care of each other's health. It's so freaking cool. I'm so excited. I'm like on Cloud 9 about this right now. And if you love the episode,
1:32.0	you want to take a moment to rate and review it. Thank you so much. It means so much. It really
1:35.6	helps this show. It helps get it out to more people. And if you're loving this episode,
1:39.7	if you want to take a moment to tag me at Real Foodology on Instagram. I will hopefully see it and
	...

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