meta_pixel
Tapesearch Logo
Log in
The Personal Finance Podcast

How to Negotiate Your Bills (and SAVE 6-Figures!)

The Personal Finance Podcast

Andrew Giancola

Business, Investing, Entrepreneurship

4.71.4K Ratings

🗓️ 11 March 2026

⏱️ 52 minutes

🧾️ Download transcript

Summary

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here  👈  Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to negotiate your bills and keep more money in your pocket, covering which bills are actually negotiable, how to audit your current expenses, how to research competitors and build real leverage, how to reach the retention department that actually has authority to lower your rate, the exact script and objection handling techniques to use on every call, and how to automate the entire process so your bills never creep up unnoticed again. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp   Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP  Find your next dream home, start searching now. Download the http://Realtor.com app today DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!   Links of the Episode Mentioned: How to Negotiate Your Rent Like A Pro (and win the negotiation!) How to Plan for Healthcare Costs (By Age) Resources Mentioned: Car Insurance Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

on this episode of the Personal Finance Podcast, how to negotiate your bills and save six figures.

0:11.3

What's up, everybody, and welcome to the Personal Finance Podcast. I'm your host, Andrew, founder of mastermoney.com.

0:23.5

And today on the personal finance podcast, we're going to be going into how to negotiate

0:28.1

your bills and save six figures.

0:30.8

If you guys have any questions, make sure you join the Mastermoney newsletter by going

0:34.8

to mastermoney.com slash newsletter. And don't forget to follow us on

0:38.9

Apple Podcast, Spotify, YouTube, or whatever podcast player, you love listening to this podcast on it.

0:44.9

If you want to help out the show, consider leaving a five-star rating and review on Apple Podcast,

0:49.5

Spotify, or your favorite podcast player. Now today, we're going to be diving into how to negotiate your bills and save six figures.

0:57.0

Now, here is what my goal is for this episode.

0:59.0

It's first, we're going to go into some of the bills that you can actually negotiate.

1:03.3

See, most people don't realize that you can negotiate pretty much any bill that you have on hand.

1:09.3

And I'm going to go through a big list of those bills

1:12.1

so that you understand what you can negotiate. Number two is after we do that, I am going to show you

1:18.7

the framework on how to negotiate your bills. And in fact, I'm going to give you a couple of scripts.

1:23.8

I'm going to give you a couple of things to think through when you go and negotiate your bills.

1:48.0

I'm also going to show you how to stay organized as you do this. And I'm going to give you a couple of things to think through when you go and negotiate your bills. I'm also going to show you how to stay organized as you do this. And I'm going to tell you how frequently you should go out and negotiate your bills. Then third, we're going to dive into the impact of that money. Once you start to save these dollars, well, what do you do with them next? Do you just hoard them in your checking account and they get wasted on something else? Or do you make sure that they go towards things that you actually value?

1:51.6

Wealth building activities. And we're going to talk through all three of those steps,

1:58.2

all three of those stages in this episode. This episode will literally save you six figures if you actually take action. I'm going to show you the math behind that

2:01.4

and exactly how that is going to work. So if you're ready for this, we're going to take a quick

2:05.5

break. And without further ado, let's get into it. Workplace chaos. You know the feeling.

2:12.7

Deadlines are stacking up. Emails are flying. And then someone on your team gives notice.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Andrew Giancola, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Andrew Giancola and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.