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The Stacking Benjamins Show

How To Nail Your Retirement Investment Strategy (with Larry Swedroe)

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.42K Ratings

🗓️ 7 January 2019

⏱️ 80 minutes

🧾️ Download transcript

Summary

In this tumultuous market, how certain are you about your investment strategy? Larry Swedroe joins us today to talk retirement planning, but especially to talk about weathering the storm of risk and uncertainty in this market. We'll talk about what's normal for the market, why so many people fail, how an all-stock portfolio might or might not work for you, and more. 

Plus, in our headlines segment, lots of people moved their money to treasures to start 2019. Could this foreshadow upcoming negative market conditions this year? We'll share our feelings on today's podcast. Plus, one major publication piece shares how much money you should have in stocks at every age. Is this good advice, or could it be guiding people down the wrong path? We'll talk about appropriate investment advice for people who are far from retirement, middle aged, and nearing or in their retirement years. 

Later on we'll throw out the Haven Life Line to Joseph and his wife. They're looking to get a home loan but don't really like their options. Could raising their credit score open up better choices for them? We're also answering a letter from Matt, who wants to know more about his 401k options: Roth, traditional, and after-tax. He's also using part of his 401k at a quasi-emergency fund. Is he setting himself up for failure?

And don't worry... we'll still take some time for Doug's trivia.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more.

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Transcript

Click on a timestamp to play from that location

0:00.0

My God, Dukes are going to corner the entire frozen orange juice market.

0:10.4

Live from Joe's mom's basement, Doug, and oh, thank God, it's Monday.

0:29.2

No, seriously, Joe's mom bought the 2019 edition of the crazy holiday calendar,

0:35.8

and today we found out is national, thank God, it's Monday.

0:40.6

The day. To celebrate, let's help you lock down your retirement with the smartest guy in the room when it comes to retirement planning. Say hello today to Larry Swedro.

0:51.9

Plus, in our headline segment, lots of people moved money to treasuries to start 2019.

0:57.6

Is that a bad sign for the market this year?

1:00.3

We'll also throw out the Haven Lifeline,

1:02.9

answer a letter from the mailbag,

1:04.5

and have a blast with my amazing trivia.

1:08.8

And now, two guys who are barely surviving the cold way up here in the north,

1:13.8

Joe and O J-J-J-J-J-J-J-G.

1:22.8

Whose silly decision was this?

1:26.8

Not entirely sure.

1:28.0

To move the basement in January.

1:30.3

It doesn't rhyme with me.

1:32.3

No.

1:33.2

Hey everybody.

1:33.7

Welcome to the freezing cold podcast.

1:36.2

I'm Joe Sal C.

1:37.4

I average Joe Money on Twitter.

1:39.5

And it is our first full week in the new, more remodeled than the old basement basement.

...

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