How to Maximize Rewards on Big Credit Card Purchases

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Business, Education, Investing, How To

4.2 • 665 Ratings

🗓️ 28 October 2024

⏱️ 29 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Get tips for saving money on Halloween costumes and decorations, plus how to leverage credit cards when making big purchases. How can you use credit cards to maximize rewards when making big purchases? What are some ways to save money on Halloween costumes? Hosts Sean Pyles and Elizabeth Ayoola discuss saving money on Halloween costumes and decorations to help you understand how to be festive without breaking the bank. They begin with a discussion of Halloween budgeting, with tips and tricks on DIY costume ideas, using cash back apps, and repurposing items you already have. Then, Personal Finance Nerd Kim Palmer joins Sean and Elizabeth to discuss the best ways to use credit cards for major expenses. They discuss how to earn rewards while minimizing interest, ways to protect your credit score, and how to make use of a health savings account (HSA) for medical-related purchases. Cash back apps help you save a little bit of money on everyday purchases. Here’s NerdWallet’s list of 8 great cash back apps and why each stands out: https://www.nerdwallet.com/article/finance/cash-back-apps Here’s NerdWallet’s list of the best budget apps: https://www.nerdwallet.com/article/finance/best-budget-apps In their conversation, the Nerds discuss: credit cards, big purchases, credit card rewards, saving money on Halloween, DIY costumes, cashback apps, Halloween budgeting, credit card interest, maximizing credit card points, health savings account, HSA, personal finance, budgeting tips, managing credit utilization, DIY Halloween ideas, saving money on costumes, repurposing costumes, cashback rewards, credit card sign-up bonus, using credit cards wisely, paying off credit card debt, zero APR credit cards, financial planning, paying off big expenses, cash-back vs points, credit card rewards strategies, making big purchases with credit cards, budgeting for big purchases, and sign-up bonus strategies. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:22.8	entrepreneurs like you. Sign up for your $1 a month trial at Shopify.com slash setup.
0:30.6	Spooky season is upon us, but I got to say this year has felt pretty spooky as a whole.
0:37.2	So much uncertainty, so many highs and lows,
0:40.0	but that said, roll on my favorite half of the year and all the festive seasons in cooler weather.
0:46.3	Sean, has this year felt spooky for you? And are you ready for Halloween?
0:50.4	This year hasn't felt too spooky for me, but I am always ready for Halloween, Elizabeth.
0:55.5	I love myself a good scary movie and a costume party, so I say bring on the goolies.
1:06.0	Welcome to NerdWallet's Smart Money Podcasts.
1:08.7	I'm Sean Piles.
1:09.8	And I'm Elizabeth Ayola.
1:11.8	This episode, we answer a listener's question about when and how to use credit cards for
1:16.7	big purchases. But first, Elizabeth and I are going to chat about some of our favorite ways
1:21.8	to save money around Halloween. Those who celebrate Halloween may have already gotten their costumes.
1:26.7	Shout out to y'all for being early.
1:29.3	And others inserting myself might be late to the party.
1:32.6	If you fall into the ladder, pump up the volume because we're going to be sharing a few cost
1:37.1	saving tips when it comes to costumes.
1:39.8	I also came across this statistic from the National Retail Federation that says in
	...

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