Welcome to the Stay Healthy podcast. I'm your host, Taylor Schulte, and today I'm talking about

investing and planning for retirement in an uncertain market. In fact, I was recently invited to

discuss this topic with Caleb Silver, editor-in-chief at investipedia.com. Caleb hosts the Investopedia Express podcast, and he's had conversations with everyone,

from Ray Dalio and Lizanne Saunders to retired quarterback Eli Manning and co-founder of the

Carlisle group, David Rubinstein.

Needless to say, it was an honor to be on a show.

And while maybe not as exciting as

talking to a two-time Super Bowl champion, I truly enjoyed the conversation and the opportunity

to talk about investing and planning for retirement in today's environment. In my conversation

with Caleb, I shared how to build a plan for your cash and why it's so

important. What mistakes investors should watch out for in today's choppy markets and how to

create a tax-efficient withdrawal strategy in retirement. I also shared my hottest investing take

for 2023, my favorite financial term, and what I think the future of financial planning looks

like. If you're not already subscribed to the Investopedia Express podcast, be sure to check it out.

You can find it in your favorite podcast app, but I'll also provide links to it in today's show

notes, which can be found by going to you stay wealthy.com forward slash 179. Without further ado,

please enjoy my conversation with Caleb Silver on the Investopedia Express podcast.

Welcome, Taylor. So good to see you. Caleb, thank you very, very much for having me and

thank you for the kind introduction. You're welcome. Well, the biggest question your clients are asking you right now, I have a feeling I know what it is, just given the year that we've had and what we're facing right now. But what has everyone seemed to be coming to you with right now? Yeah, I mean, it's been such an interesting environment. I'd say interesting because I feel like, I don't know, since 08, 09, things have been relatively calm. At least it seems that way. You can pretty much throw a dart and make money over the last decade. And all of a sudden here in 2021, 2021, 2022, things have really shooken up. And we've got this likelihood of a recession and higher interest rates and inflation for the first time in a really long time, not to mention geopolitical uncertainty. All these things going on, The biggest question that I get from clients, we hear from clients, is just how does all of this affect me? How does this impact me? How does this impact my financial plan? And then second to that, are there opportunities? We have the CCare Act 2.0 that just rolled out. So there are tax laws that are changing. So there's just a lot of things going on. And the biggest

question we get is, how do I make sense of all this? How does it impact me? How does it affect my

financial plan? And are there any opportunities that I can take advantage of to put myself in a better

position? Yeah. I'm asking that same question myself. I know a lot of our listeners are

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