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How to Lend Money to Strangers

How to insure stuff for strangers, with Stan Ng

How to Lend Money to Strangers

Brendan le Grange

Banking, Careers, Fintech, Credit, Business, Lending, Management

4.943 Ratings

🗓️ 26 June 2026

⏱️ 52 minutes

🧾️ Download transcript

Summary

We don't normally talk about insurance on here, but we've just published our 200th episode, so the rules no longer apply to us 🤣 But, also, we're not so different from our insuring cousins, who also need to make an upfront commitment of funds against some measure of risk.


Stan Ng is my guide, and you can find him plu shis many ventures at https://www.linkedin.com/in/stan-ng-61228040/


Aireka is there, too, of course https://www.linkedin.com/company/aireka-digital-transformation/ but you'll get to the details faster if you head straight to https://www.aireka.co.uk/


The Passage is bridging insurtech experience and best practices across Asia, the UK and Europe. and you can find more about it here https://www.linkedin.com/company/the-passage-network/


You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/

And if you book your tickets for FinTechMeetup Europe, over at https://europe.fintechmeetup.com/home, we could meet in person


Other friends of the show include:

https://www.ogmara.com/ (customised risk management and analytic consulting)

https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)

https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)

https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)

https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)

https://beetlesense.ai (AI-powered day one pest detection for forestry)


And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)


Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

Transcript

Click on a timestamp to play from that location

0:00.0

BIP AI was to prove that with a well-designed user journey, frictions can be removed.

0:05.9

Instead of feeling 40 minutes of questions and you spend five minutes just one upload and, you know,

0:11.1

you understand more about the insurance you bought last year and then for you to decide what

0:15.8

you're doing next this year. It's more pleasant in a way, you know.

0:25.9

I suppose you could consider today's episode as something of a bonus, coming as it does at the end of a week of daily releases to

0:32.1

celebrate the 200th. Because we are looking at insurance topic we've obviously not covered very much on this show about

0:39.8

lending. But you'll see that actually the innovations we're talking about today and the

0:44.6

pushes and pulls of the marketplace that drive them are very similar. And there's a huge amount of

0:50.6

potential for these solutions in the lending world. In particular, when we think about price or product comparison websites or the customer

0:58.9

onboarding journey more generally.

1:01.6

So welcome to, I guess, how to ensure stuff for strangers with myself, Brendan Lagrange.

1:19.0

Thank you. Brendan LaGrange. Stanley Product Lead at Beep AI.

1:23.2

Welcome to the show.

1:24.6

Thank you, Brendan.

1:25.5

Thanks for having me today.

1:26.8

Well, we're going to be talking about insurance today,

1:29.3

which is obviously not a topic.

1:31.4

We cover all that much.

1:32.4

But a lot of the innovation you're bringing to the insurance world

1:36.5

actually overlaps with the sort of stuff we've seen in lending

1:40.5

and still want to see in lending.

1:42.9

So for people who are tuning it and say,

...

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