How to Improve Your Credit Score #010
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 14 March 2018
⏱️ 61 minutes
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Summary
You heard it here: Dave Ramsey is wrong and your credit score is way more important than you think! In this episode we cover what is a credit score, why you need good credit, and then specifically we discuss how to improve your credit score. There are some key factors that you need to know since they make up your credit score.
The 5 factors that make up your credit score:
Payment history, 35%Credit utilization or amount owed, 30%Length of credit history, 15%Credit mix, 10%New credit, 10%
And some good sites where you can check your credit score for free are Credit Sesame and Credit Karma. Most credit cards are also offering a free credit score, but Joel and I are both fans of Discover's Credit Scorecard. And at the beginning of this episode we both opened a bottle of Oak-Aged Vanilla World Wide Stout by Dogfish Head, which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe and review us in iTunes, Stitcher, or wherever you get your podcasts!
For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!
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Transcript
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| 0:00.0 | Check out the Your Financial Maven Podcast where we need to change the way we think about |
| 0:05.4 | money, our understanding of it, and the effects. |
| 0:08.4 | I'm Samantha Mitman-Bessnov, CPA, and I have spent over 25 years in the accounting field. |
| 0:13.7 | The Your Financial Maven Podcast will touch on things like saving and budgeting and |
| 0:17.7 | really anything around money to help you feel financially empowered. |
| 0:21.7 | Listen to the Your Financial Maven Podcast on the iHeartRadio app, Apple Podcast, or |
| 0:26.8 | wherever you get your podcasts. |
| 0:30.3 | Hey, it's Joel. |
| 0:31.3 | And Matt. |
| 0:32.3 | And if you're like us, you're probably staying up way too late, asking questions like, |
| 0:36.1 | how can I hate my taxes less? |
| 0:37.7 | Or did my recent medical bill really have to cost that much? |
| 0:41.6 | Well look, you can go to bed at a normal time because Freakinomics Radio, one of our |
| 0:45.5 | favorite podcasts, is here to help. |
| 0:47.5 | Yeah, Freakinomics Radio has more than 500 episodes worth of answers to your biggest |
| 0:52.5 | money questions with the help of fascinating guests, including CEOs, artists, and Nobel |
| 0:57.8 | laureates. |
| 0:58.8 | Make sure to check out their new series about the economics, the politics, and the ethics |
| 1:03.6 | of returning the world's art to its makers. |
| 1:06.9 | Listen wherever you get your podcasts. |
| 1:09.8 | The War Within, the Robert Bale's story, is a podcast that unpacks the controversial crimes |
| 1:14.5 | of an American soldier, anchored by exclusive interviews with the man himself. |
... |
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