Welcome to the Jill on Money Show. It's Wednesday, March 4th, and we are here trying to answer your financial questions. If you've got one, all you need to do is go to our website, jillonmoney.com. And when you're there in the upper right hand corner, wherever you are navigating on that website,

you will see a contact us button. When you click on that button, a form pops up. That's the email

that we receive. If you're shy and you don't think you want to come on the program, give us a lot of

details. And again, please don't forget about the whole, what do I spend every month? That's our big one

that we always say, oh, follow up with how much money you're spending. And give us any other details, like good highlights, good color commentary. If you do want to join us on the program, check the box. Mark, we'll do everything else. He'll bring you on the air live with us. We love talking to you live. Why? Because then I get to ask you more nosy questions. And sometimes

you'll notice that some of the big questions that we are tackling have to do with the emotions

that are underneath the actual financial question that you are posing to us. So that's why we like

having you on the air. And if you are shy, don't worry, you can change your name. You can change your

location. We'll protect you. But if you are shy, yes't worry, you can change your name. You can change your location. We'll protect you.

But if you are shy, yes, we do emails. And today is an email show. So this is from Jill, not me, Jill, another Jill. Subject. Pre-Nups, thoughts. Okay, Jill writes, my daughter is in her early 30. She recently got engaged. She's been working in a lucrative field, no debt, lives and works in California. She's got reasonable rent. She lives pretty cheap,

and she's been able to save what I would consider a good amount of money. She maxes out her 401k.

She's got $200,000 in brokerage and bank accounts. Her fiancé is about the same age. He doesn't appear to

have the same money saved. He's frugal. His career is not lucrative. Should I ask her to consider

a pre-up before getting married? Well, I think that what you can do is try to encourage her to make

sure she's having conversations with her fiance about money

and how they manage it and then have a real conversation about maybe what they should be doing

is just keeping their money separate because a lot of a lot of the law around matrimony is

simply about co-mingling assets. So I think that if you want to not have an

actual pre-nup, this may not be enough money to really do that, but to at least have a conversation,

it can address it. And if you don't co-mingle assets and something goes south, then maybe you can

have that, you'll have that money separate.

On the other hand, I do understand that a lot of the younger generation, Mark, I'm sure you've read this also,

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