How To Go From Over-Spender To Financially Free | Maria Colon | Dinero en Spanglish

Yo Quiero Dinero

Jannese Torres

Saving, Entrepreneurship, Business, Investing, Wealth, Personal Finance For Latinas, Personal Finance, Budgeting, Finances, Generational Wealth, Equal Pay, Financial Literacy

4.9 • 607 Ratings

🗓️ 13 May 2024

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Episode 268 features Maria Colon of Dinero en Spanglish. We talk about how to go from over-spender to financially free! Listen now!

Born and raised in Puerto Rico, Maria Colon moved to the U.S. in 2006, facing language barriers, homesickness, and financial challenges. Growing up, her parents had their businesses, but they didn't plan for tough times, leaving them in a difficult money situation. Despite this, Maria pursued a college education through scholarships and part-time work, graduating debt-free.

She continued her education, eventually becoming a Certified Public Accountant, leading to better job opportunities. Maria moved to Miami for a higher-paying job but faced financial challenges, including lots of credit card debt.

In 2019, as a family of 4, Maria decided to change the family's financial future through financial planning. They are now consumer debt-free, investors, and aim to retire by age 50.

For full episode show notes, visit here.

Chapters:

00:00 - The Importance of Spanish-Language Financial Content
03:19 - From Corporate Finance to Personal Finance Educator
09:14 - Transforming Finances Through the FIRE Movement
27:12 - Estate Planning and Passing on Generational Wealth
33:15 - DineroCon: Empowering the Puerto Rican Community
36:30 - Maria's Journey: Lessons Learned and a Book in the Works

My new book is officially available to buy! Order Financially Lit! Today!

Want to join our signature programs? Click here to learn more!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Transcript

Click on a timestamp to play from that location

0:00.0	There's a lot we're told about bladder leaks.
0:02.5	We're told that it is something to be ashamed of,
0:04.8	that it means worrying about your night's sleep.
0:07.0	But it means weakness.
0:09.3	Really?
0:10.3	Tenna discrete ProTech Plus maxi night pads give you maximum protection and comfort
0:14.5	for a peaceful night's sleep.
0:16.5	And they give you Tenna triple protection, offering up to 12 hours of dryness.
0:20.5	It's time to rethink bladder leaks.
0:22.4	Visit tena.com.ukuk-fork-forward slash women.
0:25.1	Always seek medical advice from your GP or pelvic health specialist.
0:31.9	The first step is make an assessment of where you are,
0:34.7	calculating your net worth, your assets minus your liabilities.
0:38.6	You might pass out after you look at those numbers.
0:41.0	It's okay.
0:41.9	Then when you wake up, you can start doing an analysis.
0:45.5	If you can analyze your past 30 or 60 days of spending, ask yourself, is my money going to
0:51.9	where I want that money to go?
0:53.9	Or it's my money going out there with its own legs disappearing from my bank account?
0:58.7	The money disappears every month.
1:00.3	You're surviving.
1:01.4	Get out of that survival mode and tell your money where to go.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Jannese Torres, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Jannese Torres and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.