How to Get Your Spouse on Board With Financial Independence

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9 • 604 Ratings

🗓️ 9 September 2025

⏱️ 48 minutes

🔗️ Recording | iTunes | RSS

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Summary

Getting your spouse on board with financial independence isn’t always easy ... especially when FIRE feels like a radical concept. In this episode, Andy Hill shares practical tips for inviting your partner into the journey without causing tension, from asking fun life questions to defining your own version of FIRE together. We also highlight Sunny and Sunmarie Burns from the FamVestor YouTube channel, who grew their net worth to over $3 million in their 30s while raising five kids. They reveal how frugal living, real estate investing, and shared family goals helped them achieve financial freedom. Finally, Andy brings his son Calvin on for a fun money quiz, testing his knowledge of financial independence and teaching lessons the whole family can enjoy. Podcast Chapters: 00:00 – Intro: Why relationships come first on the FIRE journey 01:00 – Listener question: How do I get my spouse on board with financial independence? 02:15 – Common mistakes Andy made early in his marriage 04:20 – Step 1: Ask your spouse fun life questions 06:50 – Step 2: Share your passions and desires too 09:30 – Step 3: Define FIRE together on your own terms 09:32 – Net Worth Win: Sunny & Sun Marie Burns (FamVestor) 13:00 – Saving $75k by living with family 15:00 – Their first house hack and rental property 20:45 – Building wealth through 12 rental units 25:40 – Breaking down their $3M+ net worth 27:40 – Generational wealth for their kids 31:40 – Life after leaving a corporate career 34:39 – Key advice for aspiring families 36:53 – Where to find Sunny & Sun Marie online 38:01 – Money Quiz with Calvin Hill 45:56 – Closing quote from Maya Angelou RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:30.1	As you're planning your path to fire, whether it's investing in the stock market,
0:36.5	real estate, or solopreneurship,
0:38.9	make sure you're putting your relationship first so that you have someone to enjoy your
0:44.4	financial independence with.
0:51.8	This show is dedicated to helping you,
0:57.0	strengthen your family tree, and live financially free.
0:59.0	Welcome to the Marriage Kids and Money podcast, everybody.
1:02.9	This is Andy Hill, and today we're going to do three different things.
1:08.0	First, we'll be answering a question from Andy Jay, not Andy Hill, from my blog,
1:13.2	about how to get his wife on board with the idea of financial independence.
1:18.0	Second, we're back with our net worth win segment. This month, we're featuring Sunny and Sun Marie Burns from New Jersey and from their popular YouTube channel, FamVestor.
1:23.2	Sunny and Sun Marie have grown their family's net worth to $3 million in their 30s.
1:28.7	We'll learn how they did it and what their plans are for the future with five kids in tow.
1:34.4	And last but not least, we're back with another money quiz.
	...

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