How to Get Your Money Together in Your 20s and 30s with Caitlyn Kumi
Balanced Black Girl
She's So Lucky
4.8 • 2.5K Ratings
🗓️ 23 January 2024
⏱️ 76 minutes
🧾️ Download transcript
Summary
Knowing how to manage your money is one of the most valuable skills you can have, and the start of the year is the perfect time to re-evaluate your finances.
In today’s episode, I’m sitting down with Caitlyn Kumi, founder of Miss EmpowHer, for tips on how to manage your money, invest for the future, and create financial habits that feel less overwhelming and more aligned with your goals.
We also talk about…
- Navigating your early career and how to manage a salary for the first time
- Monthly budgeting routines and types of bank accounts you can create for yourself
- How to get started with investing
- How to manage your retirement fund
- Creating the financial life of your dreams
Resources
- Follow Caitlyn on Tiktok @caitlynkumi
- Follow Caitlyn on Instagram @caitlynkumi
- Follow Caitlyn on LinkedIn
- Follow and subscribe to @missempowher for virtual events, newsletters, and more!
- Apply to the Miss EmpowHer remote internship here
- Read Caitlyn’s e-book: “Hot Girls Don’t Gatekeep: A Beginner’s Guide to Navigating Your Personal Finances”
- Read “The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness”
- Have a question you want answered on an upcoming episode? You can share them anonymously with me here.
Keep in touch with Balanced Black Girl:
- Follow on IG: @balancedles @balancedblackgirlpodcast
- Follow on TikTok @balancedles
- Visit our website at balancedblackgirl.com
- Subscribe to our newsletter, Mirror Notes
Sponsors:
- Heineken 0.0 | Heineken 0.0 is an alcohol-free option to the original Heineken you love. 100% taste, zero point zero alcohol, only 69 calories! Click here to buy now. Must be 21 to purchase.
- Alo Moves | No matter your path, it’s time to make a move with Alo Moves. Get a 30-day free Alo Moves subscription by going to alomoves.com and use code BALANCED. That’s
- eHarmony | Get started with their compatibility quiz for free, so you can find someone you can be yourself with.
- NUULY | Nuuly is a subscription based clothing rental service that’s all about helping you have fun + get creative with your style. Nuuly is a great value at $98 a month for nay 6 styles, but right now you can get $20 OFF your first month of Nuuly when you sign up with code BALANCEDLES20
- Nutrafol | Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering $10 OFF your first month’s subscription and free shipping when you go to nutrafol.com and enter promo code BALANCEDLES
- IQBAR | Refuel smarter in 2024 with IQ BAR’s Ultimate Sampler Pack with 7 IQ BARs, 4 IQ MIX sticks, and 4 IQ JOE sticks. Get 20% OFF all IQ BAR products, plus get FREE shipping by texting GIRL to 6400. Message and data rates may apply. See terms for details
Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.
Produced by Dear Media.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | The following podcast is a dear media production. |
| 0:04.0 | Thank you for listening to Balance Black Girl Podcast. |
| 0:12.0 | My name is Les. |
| 0:12.7 | I'm your host and we have conversations |
| 0:15.1 | all about what we need to feel happy, healthy, and thriving. |
| 0:18.9 | It is January 2024. |
| 0:20.6 | We have been talking all about the different areas of our lives that we want to be successful in so I talked about creating your own definition of success |
| 0:27.1 | We talked about success when it comes to creativity in your career. We talked about success in dating. Now we're going to get |
| 0:34.7 | our money together because money is funny for all of us right now and I feel like the |
| 0:40.6 | more tools and knowledge we have to feel more financially empowered, the better. |
| 0:44.8 | So I have Miss Empower Her. |
| 0:47.2 | Caitlin Kumi, welcome to the show. |
| 0:49.2 | Thank you, thank you. |
| 0:50.3 | I am super excited. |
| 0:51.9 | I'm so excited to have you. Welcome. Thank you. I am super excited to have you. Welcome. |
| 0:54.0 | So Caitlin, I first learned about you on Tik-Tok, maybe like a year ago or so. |
| 1:01.0 | And I remember when I found your content just being so impressed by you because you give |
| 1:06.6 | such fantastic advice, so knowledgeable, so well spoken, you're so young, you're so young, you're still in your early 20s like early in your |
| 1:14.7 | career but you just know so much about finance and networking and community so can we talk a little bit more about some of the experiences |
| 1:24.7 | you've had so far that have helped you just feel really knowledgeable in these |
| 1:28.6 | areas? Yes, I would love to get started on that. I feel like it's my favorite topic. |
| 1:34.0 | It's what people always ask me about. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from She's So Lucky, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of She's So Lucky and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.