How to Get Your Life and Money Organized (Without Budget Apps)
Frugal Friends Podcast
Jen Smith & Jill Sirianni | Backyard Ventures
4.6 • 1.2K Ratings
🗓️ 6 February 2026
⏱️ 48 minutes
🧾️ Download transcript
Summary
Everything is too much. Too much to track, too many places to track it. We can’t fix that but we can show you our systems. In this episode, we’re sharing three spreadsheets to organize your life and money plus the versions you can take home from our shop if you’d rather not make your own.
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Transcript
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| 0:00.0 | Lately, living inside the rhythms of everyday life, the routines, the relationships, the small moments, has made me feel deeply grateful for how far we've come and the people we get to do life with. |
| 0:10.7 | And that gratitude comes with responsibility. Protecting what matters most, your people, your progress, your future can feel like a lot. |
| 0:17.9 | Life insurance is one of those things you know is important, but figuring it out |
| 0:21.5 | can feel overwhelming. That's where policy genius makes things easier. They're an online insurance |
| 0:26.5 | marketplace that helps you compare policies side by side for free. Their licensed team answers |
| 0:31.5 | your questions, handles the paperwork, and helps you find the most affordable policy that actually |
| 0:36.4 | fits your life. We've heard great |
| 0:38.2 | feedback from listeners who've loved how simple and clear the process felt. |
| 0:42.3 | Plan the year knowing you've protected what you've built. With PolicyGenius, real users have |
| 0:47.1 | gotten 20-year, $2 million policies for just $53 a month. Head to PolicyGenius.com to compare |
| 0:53.5 | life insurance quotes from top companies and see how |
| 0:56.9 | how much you could save. |
| 0:57.8 | That's PolicyGenius.com. |
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| 1:29.1 | How to get your life and money organized without budget apps. |
| 1:37.5 | Welcome to the Frugal Friends podcast, where you'll learn to save money, |
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