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Facts Matter

How to Get the Free $1,000 ‘Trump Account’ Grant for Your Child in 2026

Facts Matter

The Epoch Times

News Commentary, Politics, News

51.2K Ratings

🗓️ 8 January 2026

⏱️ 17 minutes

🧾️ Download transcript

Summary

Included among the provisions of the One Big Beautiful Bill Act, signed into law by President Donald Trump on July 4th of last year, is something called a Trump Account. This is an investment account that all American kids are eligible for—and very notably—any American child born after Jan. 1, 2025, is eligible to receive a $1000 thousand dollar deposit into their account.

This is money that is not taxable; it’s not a loan, meaning you don’t have to pay it back, and also, because of the type of account that it is (an investment account that the child can’t touch until he’s 18) by the time your child is ready to take the money out, that $1,000 dollars might have grown substantially.


If the market continued to have the same historical returns that it typically does—8 percent or 10 percent a year—it means that by the time your child is 18, they will have an account with as much as $6,000 in it. And by the time they’re 28, that account could have upwards of $28,000 dollars in it. Meaning, that this is a fairly good opportunity, and something that you should definitely not miss.

Transcript

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0:00.0

Included among the many, many, many, many, many, many, many provisions of the one big,

0:06.7

beautiful bill signed into law by President Trump on July 4th of last year is a pilot program

0:13.1

for something known as Trump accounts. These are investment accounts that all American kids are

0:18.8

eligible for. And very notably, any American child born

0:22.5

after January 1st of 2025 is eligible to receive a $1,000 deposit into their account, courtesy of the

0:30.3

federal government. This is money that is not taxable. It's not a loan, meaning that the kid never

0:35.0

has to pay it back. And also, because of the type of account

0:38.3

that it is, basically an investment account that the kid cannot touch until he or she is 18,

0:44.4

by the time the child is ready to take that money out, that $1,000 might have grown substantially.

0:50.8

By that time, if the market continued to have the same historical returns that it

0:55.4

typically does, 8 or 10% a year, it means that by the time that your child is 18, they will have an

1:01.7

account with upwards of $6,000 in it. By the time they're 28 years old, that account might have

1:07.0

upwards of $28,000 in it, meaning that this is a fairly good opportunity and something

1:13.1

that if you're a parent, you should definitely not miss. And the best part is that all you have to do

1:17.7

to claim this money is to fill out a few forms of the IRS. And so today, let's go through all

1:23.2

the details. First, we'll discuss what these accounts actually are, then how to set up your child's

1:28.9

account. Thirdly, we'll discuss how the kid can actually go ahead and use the money. Then we'll

1:34.9

discuss some more technical details like where the money is coming from to fund it. And then lastly,

1:40.3

we'll discuss what practical next steps you should be taking up. And all I ask in return is that

1:45.8

if you appreciate content like this, please do smash those like and subscribe buttons below

1:49.9

this video. I ask you every episode, but today's episode is indeed important because if the

1:54.3

algorithm picks this up and shows it to ever more American parents, they won't miss this chance

...

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