How to Get 0% Interest Money (Banks DON'T Want You to Know This)

Dropping Bombs

Brad Lea

Business, Entrepreneurship

4.8 • 2.3K Ratings

🗓️ 4 January 2026

⏱️ 84 minutes

🔗️ Recording | iTunes | RSS

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Summary

This episode was sponsored by Credit Stacking

LightSpeed VT: https://www.lightspeedvt.com/

Dropping Bombs Podcast: https://www.droppingbombs.com/

In this game-changing Dropping Bombs episode, Credit Stacking founder Jack McColl reveals how he scaled from $5K self-funded struggles to over $500K in business credit—and helped 3,000+ entrepreneurs unlock six-figure funding. No income proof, no tax returns, no collateral—just strong credit and smart bank relationships.

Jack shares his exact framework for grabbing $100K+ at 0% interest for 9-18 months to fuel inventory, marketing, or growth. He covers building approvals, stacking cards, turning points into free flights, and liquidating credit into cash. If you're tired of slow bootstrapping and ready to scale with the banks' money, this is your blueprint—watch now and get funded.

🔗 Connect with Jack McColl

Instagram: https://www.instagram.com/jackmccoll/ (DM the word "Brad" for special access)

YouTube: https://youtube.com/@jackmccoll

Website: https://creditstacking.com/brad

Book: "Credit Stacking: Accelerate Financial Freedom with Business Credit" (https://a.co/d/1dMYMoF)

Watch the full-length video version of any Dropping Bombs episode here on YouTube.

Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.

LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:

https://www.lightspeedvt.com/

Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/

This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it.

Closer School: https://www.closerschool.com/cs

Transcript

Click on a timestamp to play from that location

0:00.0	I found the easiest way to get access to capital with no proof of income, no tax returns,
0:05.2	no collateral, 0% for the first one to 1.5 years. I got approved for over a half million
0:10.7	dollars of business credit without giving away equity, without paying interest. The business credit
0:15.4	cards, most of them don't report to your personal credit profile. The other banks can't see
0:19.8	what other banks
0:20.9	lend. I fly business class around the world, Maldives, Overwater Villa, and I'm not
0:25.0	spending money to do that. I'm using my credit card points. You can do that because there's crazy
0:29.6	strategies. That's where this is coming in freaking handy. I wish I'd have known you when I was
0:33.6	starting this thing. I teach people how to legally and ethically take advantage of the banks so they can create a dream
0:39.5	life of freedom.
0:40.5	The three cards you said again, everybody should go get.
0:43.2	One of the cards is brand new.
0:44.7	It's an absolute game changer.
0:49.2	What it is, Brad Lee back again with another episode of dropping bombs today in the studio as always got a
0:55.8	real treat for you jack mccall in the house what's happening so brad great to be here you guys
1:01.7	don't know him you go find him at jack mccall that's mccuLL or visit credit stacking dot com
1:10.3	now let's get started with some basics, my friend, that most
1:14.6	entrepreneurs get wrong. You talk about four funding paths, self-funding, equity partners,
1:20.6	business loans, and zero interest credit cards. Where do you see most entrepreneurs screwing up?
1:26.2	Well, Brad, I see a lot of entrepreneurs make the mistake of not knowing how to raise money
1:31.4	properly.
1:32.3	And I found the best and most easiest way for entrepreneurs to get access to capital.
	...

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