How to Fix Credit Your Score FAST (No Loans, No Credit Cards Needed!)
The Table with Anthony ONeal
The Neatness Network
4.9 • 2K Ratings
🗓️ 26 May 2025
⏱️ 28 minutes
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Summary
How to Fix Credit Your Score FAST (No Loans, No Credit Cards!)
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Who I AM:
Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.
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Transcript
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| 0:00.0 | You know, here's the truth. |
| 0:02.0 | My perspective on credit scores has evolved. |
| 0:09.0 | I want to say from the very, very, very beginning, |
| 0:14.0 | let me reset my camera here so I can know. |
| 0:18.0 | There we go. Boom. |
| 0:23.6 | I want to say from the very beginning, |
| 0:32.5 | I'm still against accumulating consumer debt to have an 800 credit score. |
| 0:41.0 | However, I have evolved to the point to where I recognize that a solid credit score is essential for significant milestones. |
| 0:45.5 | Prime example, I noticed that when I first got my first home, I really didn't have a credit |
| 0:49.4 | score and I had to go through a lot of loopholes, which was still a great process, right? It wasn't a, it wasn't a, |
| 0:55.4 | it wasn't a horrible process. But after I got my first home and it got my second home, then when I |
| 1:01.4 | moved here and started getting other homes, and because I had an 800 credit score, purchasing a home |
| 1:08.4 | became easier because I had, I had a decent credit score. |
| 1:13.9 | See, when I purchased my first home, I had a very low credit score because I didn't have any |
| 1:19.3 | open trade lines and all my debt was paid for. |
| 1:22.5 | So I didn't have anything open so no one really knew what it was. |
| 1:25.9 | And I was like, man, and it was penalizing me |
| 1:28.4 | because I was consumer debt free. |
| 1:30.6 | I had no debt. |
| 1:33.3 | And so I had to pay a little higher of an interest rate, |
| 1:36.1 | just a little higher. |
| 1:38.8 | So there is a significant to having a good credit score |
... |
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