Discover the tips and strategies that will help you achieve your retirement goals.

I'm your host, James Canole, and this is the podcast dedicated to helping you retire well.

It all starts right here on Ready for Retirement. for retirement.

Hi, everyone and welcome to another episode of Ready for Retirement.

I'm your host, James Knoll.

On today's episode, we're going to talk about how you can prepare for the future while also enjoying life today.

Now, this is one of the most important questions you can ask for the future while also enjoying life today. Now, this is one of the most important

questions you can ask yourself from a financial standpoint. And I say that because all too often I see

two main types of people. Number one, I see the person who lives what appears to be an amazing

lifestyle today, taking the trips, buying the cars, getting the home, but they have no savings for the

future. Then on the flip side, the second type of person I see a lot of is the person who's overly

frugal today. Doesn't take those trips, holds back on some of the more expensive things,

and has more than adequate money for their future by a lot, by a long shot, in fact. And the problem's not

as if the first person really enjoys life today, but then not so much in the future while the second

person enjoys the future but not today. The problem is that neither of them fully enjoy today

or tomorrow, the current or the future. because person number one, although on the outside,

they seem like life is good, they live with anxiety about the future. Sure, they appear to be

enjoying life today, but they know it's not a sustainable path that they're on, and they just cannot

seem to get the savings or the planning or the future goals met because they know that they're

overspending today. And then person number two,

who is more than adequately prepared for the future, they live with this sense of fear or this

sense of scarcity. And oftentimes it's just the way they were brought up. They're consumed with

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