How To Do a #NoSpendChallenge in 2023 (Hour 1)

The Ramsey Show

Ramsey Network

Self-improvement, Education, Business, Investing

4.5 • 38.5K Ratings

🗓️ 4 January 2023

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

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Summary

Join the free Building Wealth Livestream Event on January 12th! Kristina Ellis & George Kamel answer your questions and discuss: What to do with money from a tax return (and why you shouldn't want or plan for a large return), How to do a #NoSpendChallenge in 2023, The right way to buy a home, "How do I manage my money well after getting my first real job after college?" Support Our Sponsor: Christian Healthcare Ministries DreamCloud Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey guys, on January 12th, we're hosting a free live stream called Building Wealth in 2023.
0:06.4	You'll learn how you can still make progress and build wealth this year,
0:10.4	even in this crazy economy.
0:12.0	Register for free at the link in the show notes.
0:42.0	Live from the headquarters of Zramsey Solutions, broadcasting from the POTS moving in storage
0:50.0	studio, it's the Ramsey Show, where America hangs out to have a conversation about your
0:55.2	life and your money.
0:57.0	I'm Christina Ellis, Ramsey Personality, joined today by my co-host, Ramsey Personality,
1:02.2	George Hamill.
1:03.2	We're taking your calls today at 4825-225.
1:05.2	Give us a call, let's talk about what's going on in your world.
1:11.2	All right, let's go to the phones.
1:12.8	First up, we have Jamie calling from Olympia, Washington.
1:15.8	Hey Jamie, welcome to the show.
1:18.5	Hey, thanks for having me.
1:21.1	Hey thanks for calling, how can we help?
1:24.3	I know taxes is around the corner and I'm almost done paying off my car.
1:29.2	I'm thinking about paying off my car and putting the rest in a high yield savings account.
1:35.5	I just discovered those, so I just wanted to see if that was a good idea.
1:41.2	Will do you have any debt?
1:43.2	Just the car and then I'm done.
1:46.3	I'm already paying off my credit card last year.
	...

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