How to Crush Your Money Goals | Bernadette Joy, Money Expert & Educator

Yo Quiero Dinero

Jannese Torres

Saving, Entrepreneurship, Business, Investing, Wealth, Personal Finance For Latinas, Personal Finance, Budgeting, Finances, Generational Wealth, Equal Pay, Financial Literacy

4.9 • 607 Ratings

🗓️ 7 March 2021

⏱️ 60 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Episode 77 is about how to shift your money mindset, build your net-worth in alignment with your Self, and crush your money goals as a woman of color.

Bernadette Joy is a Filipina Financial Rockstar & Founder & CEO of CRUSH Your Money Goals®, a financial education and media company busting the myths of traditional personal finance to teachyou how to pay off debt, save for what matters and build real wealth [not fake Instagram rich].

Bernadette Joy and her husband went from 6 figures in debt to working towards their first $1M of net worth. Overwhelmed and ignored by traditional finance, she learned not just to talk the talk. She walks the walk, having paid off over $300,000 of debt in three years.

Dubbed her “magic recipe” by Good Morning America, she’s shared her trademarked five-step Crush Your Money Goals® method as a contributor for CNBC, TIME, and multiple TV and podcast shows.

You can follow Bernadette on Instagram, Facebook, Twitter and YouTube. You can also check out her podcast here.

Episode 77 Highlights:

Identifying why we spend money
Developing a positive money mindset
The highs and lows of debt-payoff journeys
Investing while continuing to pay off debt
Balancing self-worth with net-worth

For full episode show notes, click here.

We love this episode because Bernadette doesn’t talk about personal finance through the lens of the traditional industry. She talks about it through the lens of a woman of color, women who don’t come from privilege. This is the kind of personal finance advice we want to follow.

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

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Transcript

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0:00.0	A lot of the women's empowerment kind of movement and message is, and I think it's a good first step, right?
0:06.7	Like find your voice and speak up and all of that stuff.
0:10.0	I think I've always had a challenge with that because if it's not obvious, I don't really have a problem speaking up.
0:14.3	So my question has always been like, there is no women's empowerment unless there is wealth in the hands of women, period.
0:21.4	We can talk all day about how having a voice is important, all that stuff, but people only started
0:26.7	listening to me once they thought I had money.
0:30.2	You're listening to Yo Quiero Dinoa, a personal finance podcast for the modern Latina.
0:35.2	I'm your host, Janice Torres Rodriguez, personal finance expert,
0:39.4	speaker, writer, and business coach. I teach women of color how to build wealth and gain
0:44.3	financial independence through side hustles and investing. On this show, we're serving up
0:49.3	POC-friendly personal finance knowledge, always with a side of SaaS. We're talking about how to make
0:54.8	Dino, how to keep it, and how to make it grow. If you're ready to become Poderosa with
0:59.7	your Dino, you've come to the right place.
1:06.6	Hello, my gente. This is Janice and you're listening to Yo Quiro Dinoero, a personal finance podcast for the modern Latina.
1:13.6	Today's episode is How to Crush Your Money Goals with Bernadette Joy, money expert and founder of
1:19.3	Crush Your Money Goals, a financial education and media company busting the myths of traditional personal finance to teach you how to pay off debt, save for what matters,
1:27.9	and build real wealth. Shortly after getting married, Bernadette and her husband found themselves
1:32.9	in six figures worth of debt, and they were able to turn it around and pay off $300,000 in just
1:39.6	three years. We're going to talk about that in this episode, and we're going to dive into
1:43.5	Bernadette's history with money, her philosophy around the women's empowerment movement
1:47.7	and why money needs to be part of that conversation, and much more. So if you want to find out
1:52.9	how to crush your money goals, you definitely don't want to miss this episode. Before we hop
	...

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