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Retirement Answer Man

How to Choose a Retirement Coach

Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®

Lifeplanning, Retirementplanning, Financialplanning, Saving, Careerplanning, Self-improvement, Education, Retirementpodcast, Investing, Business, Investmentmanagement, Retirement

4.71.1K Ratings

🗓️ 6 August 2025

⏱️ 36 minutes

🧾️ Download transcript

Summary

💬 Show Notes


In this episode, Roger Whitney returns after a month off, ready to help you rock your retirement! He answers listener questions on a range of topics, including the benefits of choosing between Fidelity and Vanguard, the Rule of 55 for 401(k) withdrawals, and inherited IRA distributions. Roger also chats with  discusses the importance of finding the right retirement coach. Join us for practical advice and insights to help you navigate your retirement journey!


OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

  • (00:00) Roger Whitney answers your retirement questions on today's show


ROCKIN’ RETIREMENT IN THE WILD

  • (01:08) Brian says he and his wife are playing pickleball during retirement.


CHAT WITH KEVIN LYLES

  • (03:30) Roger talks to Kevin Lyles about a financial advisor versus a retirement coach
  • (06:29) How does someone determine if they need an advisor or a coach?
  • (10:15) Define what you are looking for before finding a coach.
  • (12:44) A good coach will listen and have good intuition about what is really going on.


LISTENER QUESTIONS 

  • (14:47) Barb says she was thinking of moving her Fidelity assets to Vanguard.
  • (21:44) Mark has a question about the Rule of 55.
  • (25:53) Craig asks a question about an inherited IRA
  • (27:54) Scott says he has discovered something about TSP withdrawals.
  • (30:53) An audio question about my Switzerland interview with Scott from a few weeks back


SMART SPRINT

  • (32:05) In the next seven days, define something you would like to do and find one person who has done this thing.


BONUS

  • (35:00) Roger reflects on how he is going to spend the next 5 weeks.


REFERENCES

FOLLOW US ON SOCIALS!

Transcript

Click on a timestamp to play from that location

0:00.0

Welcome to the show dedicated to helping you not just survive retirement, but to have the confidence to lean in and really rock it because you're focused on the right things.

0:15.9

My name is Roger Whitney because it's exciting to be back.

0:19.4

Took a month off to focus on a couple special projects, made massive

0:23.1

progress on them, and there's still a lot more work to do, but that's okay. But I'm so excited

0:28.6

to be back here hanging with you. One of my favorite things to do. And today we're going to focus

0:33.3

on answering some of your questions, so hopefully we can help you take a baby step towards

0:37.7

rocking retirement. We have questions from Barb on whether it's Fidelity or Vanguard, a rule of 55

0:44.8

question from Mark, an inherited IRA question from Craig, and a few more. And we're going to start

0:52.0

off with a question we answered a few months ago on about choosing a

0:56.8

retirement coach. I answered the question. Then Kevin Liles, coach in the Rock Retirement Club,

1:01.2

had a lot of wisdom because he's an expert in this space. So he and I are going to answer

1:05.5

that question as well. Ah, it's a lot. Let's get this party started with rocking retirement in the wild.

1:18.3

So this is the segment where we try to profile someone like you taking action, either on the financial end of things or the non-financial end of things,

1:28.5

taking action to create a great life in retirement.

1:32.1

And Brian emailed in and said the way that he is rocking retirement is that he and his wife,

1:38.7

I assume, are playing pickleball at various places during open plays, open play times, I guess, during the week.

1:48.4

So these pickleball facilities say anybody come and play.

1:52.2

It's not a league.

1:53.0

You don't have to have a reservation.

1:54.3

You just get matched up with random people.

1:56.7

So Brian has been really leaning into this.

1:59.5

And he says it's so much fun to have the freedom to play during the week, play mostly with people like us, retired people, and socializing in the physical activity is an absolute pleasure, he says.

...

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