When I was in debt, I had my spending plan budgeted to the dollar, literally.

I had overdrafted once buying a coffee, and I blew past the seven bucks I had budgeted because of the $35 overdraft fee.

If I had chime back then, it would have saved me.

But overdraft fees aren't the only fees chime can help you avoid.

When you bank with chime, you are never far from a free ATM.

That's because they have over 47,000 fee-free ATMs in Target, CVS, 7-Elevens, all across the country.

That's more than the top three national banks combined. And that's not all Chime does.

Chime understands that every dollar counts. So when you set up a

direct deposit through Chime, you get access to fee-free features like free overdraft coverage, getting paid

up to two days early with direct deposit, and more. Chime is not just smarter banking. It is the most

rewarding way to bank. Join the millions who are

already banking fee free today. It just takes a few minutes to sign up. Head to chime.com

slash help wanted. That is chime.com slash help wanted. Chime is a financial technology company,

not a bank. Bank, Bank. Bank, card, and my pay line of credit provided by the Bank or Bank NA or Stride Bank

N.A. MyPay eligibility requirements apply and credit limit ranges $20 to $500. Option. Option and products may have fees or charges. See chime.com slash fees info. Advertised annual percent and yield with Chime Plus status only. Otherwise, 1.000% APY applies. No Inbalance required. Chime card on time payment history may have a positive impact on your credit score.

Results may vary. See chime.com for details and applicable terms.

I started my business as a sole proprietorship. And at the time, that made sense I was just trying to get moving. But looking back, I realized if I had known what I know now, I probably would have structured it as an S-Corp at the start. Instead, I had to switch later, which was a pain. And, you know, that is true of many things.

There are small decisions that we would have approached differently if only we had known.

But you don't have to learn from your mistakes like I did. You can do it right the first time

under the guidance of today's sponsor. Northwest Registered Agent has

been helping small business owners and entrepreneurs launch and grow businesses for nearly 30 years.

They are the largest registered agent and LLC service in the U.S. with over 1,500 corporate

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