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The Table with Anthony ONeal

How to Build Your Credit Score WITHOUT Going Into Debt!

The Table with Anthony ONeal

The Neatness Network

Society & Culture, Careers, Self-improvement, Investing, Business, Education, Relationships

4.92K Ratings

🗓️ 13 January 2025

⏱️ 39 minutes

🧾️ Download transcript

Summary

On this episode of The Table with Anthony ONeal, we’re diving into an essential topic: building a strong credit score without falling into the debt trap. I share my evolving perspective on credit, emphasizing that while staying debt-free remains the #1 goal, having good credit can also be a powerful tool for major financial decisions, like buying a home. Today, we’ll explore practical, debt-free strategies to improve your credit score and discuss why avoiding unnecessary consumer debt is crucial. If you’ve been hesitant about credit, this episode is for you, let’s work toward financial freedom without the weight of debt holding you back!


Mentioned On Today's Show:

**This show is sponsored and brought to you by Kikoff!**

🤝 Kikoff: https://www.anthonyoneal.com/kikoff

👨🏾‍🦱 Brunch & Business: https://www.anthonyoneal.com/brothers

📔 Pre-order My New Book: https://www.anthonyoneal.com/book

♒️ Rent Track: https://www.renttrack.com/

❇️ Esusu: https://esusurent.com/

⬆️ LevelCredit: https://my.levelcredit.com/

💨 Experian Boost: https://www.experian.com/credit/score-boost/

🟣 Experian RentBureau: https://www.experian.com/rental-property-solutions/rentbureau/rental-history

🏦 High Yield Savings Account: https://link.anthonyoneal.com/savings

📗 The Ultimate Guide To Debt Payoff: https://www.anthonyoneal.com/free-tool/debt-payoff

📖 Book of the month: https://amzn.to/3U5s7QG


Checkout My Network Partners:

🤝 Better Help: https://link.anthonyoneal.com/betterhelp

🤝 Chime: https://link.anthonyoneal.com/chime

🤝 Kikoff: https://www.anthonyoneal.com/kikoff

🤝 Ethos Life Insurance: https://link.anthonyoneal.com/ethos

🤝 Sofi High Yield Savings: https://link.anthonyoneal.com/savings


Tools Created With YOU In Mind:

📔 Pre-order My New Book: https://www.anthonyoneal.com/book

📧 Email List: https://link.anthonyoneal.com/E3Community

🛒 Shop My Store: https://anthonyoneal.com/store

📧 Tell Us Your Success Story: [email protected]

📞 Ask Your Question: (771)-224-8131

💲Wealth Builder Tool: https://link.anthonyoneal.com/wealthbuilder

💰 Wealth Calculator: https://link.anthonyoneal.com/wealthcalculator

💸 Debt Calculator: https://www.anthonyoneal.com/debt-calculator

🏦 High Yield Savings Account: https://link.anthonyoneal.com/savings

💵 MooMoo Investment Account: https://link.anthonyoneal.com/moomoo

💲Financial Advisor: https://anthonyoneal.com/getmyplan

📗 The Ultimate Guide To Debt Payoff: https://www.anthonyoneal.com/free-tool/debt-payoff

📒 Make Money Online: https://www.anthonyoneal.com/free-tool/how-to-make-money-online

📈 Get A Raise: https://www.anthonyoneal.com/getaraise

📞 Schedule a 10 Min Call with Yellow Tail Tech: https://link.anthonyoneal.com/yellowtail

👩🏾‍❤️‍👨🏾 Singles Playbook Quiz: https://take.singlesplaybookquiz.com/

❓ Guide To Asking Hard Questions: https://get.thequestionsguide.com/o/

⛪️ My Devotionals on The Bible App: https://rb.gy/v0qf9i

🔎 Find a Church Near You: https://www.anthonyoneal.com/find-a-church-community


The Neatness Network:

🎤Patrice Washington: @PatriceWashington

📗Joy River: @TheCouchwithJoyFriends

👩🏾‍🍳Victoria Lewis: @thevictorialewis

🏅Justin Owens: @Runtheplay

👨🏾‍💻Cyrus Harbin: @techisthenewblack


Who I AM:

Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.


Disclaimer: Some of these links are affiliate links, which means I may get a commission if you purchase. However, none of the fees of these resources have been increased to compensate me. In fact, many of these have given me special discounts that I get to extend to you! 😉



Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Transcript

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0:00.0

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Let's talk about something that might be keeping you up at night. Cybersecurity. According to Vantta's latest

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state of trust report, it's the number

0:55.9

one concern for UK businesses. That's where Vanta comes in. Whether you're a startup,

1:01.6

growing fast or already established, Vanta can help you get ISO-2701 certified and more without

1:08.1

the headaches. And Vanta allows your company to centralise security workflows, complete questionnaires up to

1:14.3

five times faster and proactively manage vendor risk to help your team not only get compliant,

1:19.5

but stay compliant.

1:21.3

Stop stressing over cyber security and start focusing on growing your business.

1:26.2

For a limited time, our audience gets $1,000 off Vanta at vanta.com

1:30.9

slash go. That's va.com for $1,000 off. Because when it comes to your business, it's not just about

1:39.4

keeping the lights on. It's about keeping everything secure. We have a mounting auto loan problem.

1:48.0

The average car payment in America today is $734 a month.

1:54.0

Did y'all know that 48% of Americans now rely on credit cars to cover basic living expenses.

2:01.6

Because you can do all these five things and have an 800 credit score but don't have $800

...

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