meta_pixel
Tapesearch Logo
Log in
The Inforium

How to Budget Your Money Without Cutting Coffee (Ep. 174)

The Inforium

Thomas Frank and Martin Boehme

Personal Branding, Career, Productivity, Business, Learning, Lifehacking, College, University, Education, 101, Lifestyle Design, Work Smart, Class

4.8998 Ratings

🗓️ 28 August 2017

⏱️ 87 minutes

🧾️ Download transcript

Summary

Money may be the root of all evil, but it's certainly much easier to do good if you've got it. We talk a bit about budgeting and how we handle our finances. Full show notes Things mentioned in this episode: Mint The Ultimate Guide To Budgeting In College Daily Budget for iOS Daily Budget alternative for Android Tom's net worth tracker Tom's budget modeler Ku Cha House of Tea Listen Money Matters Credit Karma Nerdwallet Nerdwallet - Best College Student Credit Cards of 2017 A Crash Course on How to Start Investing (Even If You’re in Debt) (Ep. 168) How One Recent College Grad Intends to Retire at 40 Mr. Money Mustache Want more cool stuff? You can find all sorts of great tools at my Resources page. You can also get a free copy of my book, 10 Steps to Earning Awesome Grades (While Studying Less), by staying up to date with the College Info Geek newsletter. Timestamps: 0:00:28 – Some info about the tea 0:02:12 – Defining your financial goals and retiring like Mr. Money Mustache 0:12:44 – Automating payments and finances in general 0:16:50 – Visualizing your finances through the money pipeline analogy 0:18:03 – Filling up the essential money pipeline “buckets” 0:26:57 – Managing the remaining “buckets” based on your personal needs 0:35:15 – Dealing with non-monthly, yet predictable expenses 0:37:43 – Sacrificing fun and happiness in favor of important expenses 0:43:32 – Sponsor: FreshBooks (Working as a freelancer) 0:46:17 – Martin’s budgeting method 0:55:08 – Keeping track of expenses and more on trading happiness for money 1:06:32 – Tips and benefits of using credit cards 1:15:55 – Being a deadbeat vs having a lot of credit card debt 1:22:36 – Recap and conclusion If you enjoyed this episode, subscribe to the podcast on iTunes! It's easy, you'll get new episodes automatically, and it also helps the show gain exposure :) You can also leave a review! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Transcript

Click on a timestamp to play from that location

0:00.0

Hey it's Thomas Frank. I've just got a quick note for you before we get into the show.

0:03.2

If you've been enjoying the Enforium or my videos over on YouTube, then you, my friend, should get

0:08.4

Nebula. On Nebula you get ad-free versions of both this podcast and my my videos along with exclusive stuff like

0:14.3

extended versions of those videos and it's not just our stuff that you're gonna get

0:17.9

dozens of other creators are on Nebula including only of Dahl window

0:21.2

reproductions braincraft tear, and lots more.

0:24.4

Nebula gives us a chance to experiment, and since everything's ad free, it's also the best way

0:28.6

for you to get our content.

0:30.1

Head over to the Enforium.com slash nebula to sign up now.

0:33.4

I think we are ready to start this up.

0:36.0

There.

0:37.0

And to start this week out, Martin, I want to apologize.

0:41.0

I did not ask your permission if I could throw that n-n-n- n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n That's true. You can't steal their catchphrase. I just stole it. I owe them money now.

0:55.8

Maybe like five cents or something. Yeah. We'll send them a nickel in the mail. I will.

1:00.7

Yeah. No, I won't. The other thing I wanted to mention is I so you know how the other day I bought some new tea and then I just assumed how to brew it and I brewed it completely wrong.

1:11.0

Yep. And then you told me that the brewing instructions were online.

1:14.0

Yep.

1:15.0

So I did that.

1:16.0

That was helpful.

1:17.0

I also learned that the tea shop I buy my tea from in Boulder sells their tea online.

1:22.0

So, in the show notes we can actually link to the exact tea we're drinking if people happen to be interested in that kind of thing.

1:31.0

Fair.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Thomas Frank and Martin Boehme, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Thomas Frank and Martin Boehme and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.