How to Be More Creative Than You Ever Imagined & A Simpler Way to Change Any Behavior

Something You Should Know

Mike Carruthers | OmniCastMedia

Education, Social Sciences, Self-improvement, Science, Health & Fitness

4.5 • 4.3K Ratings

🗓️ 26 August 2019

⏱️ 48 minutes

🔗️ Recording | iTunes | RSS

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Summary

People who have high credit scores are often quite proud of them. And there is no doubt that a high credit score is better than a low credit score. But is a high credit score better than an average one? This episode begins with some interesting insight into how credit scores really work. https://twocents.lifehacker.com/your-credit-score-doesn-t-matter-unless-it-s-bad-1785050429 Who doesn’t love those great stories of new inventions and other creative breakthroughs? But often there is a lot more to the story than the big breakthrough. Creativity is a process and joining me to discuss how to process works best is Michael Roberto, Trustee Professor of Management at Bryant University in Rhode Island and author of the book, Unlocking Creativity: How to Solve Any Problem and Make the Best Decisions by Shifting Creative Mindsets (https://amzn.to/2ZrqYDk). Having a lot of debt is bad for your financial health – and it appears to take a toll on your physical and mental health as we. Listen as I discuss the health benefits of paying off debt. https://news.northwestern.edu/stories/2013/08/high-debt-could-be-hazardous-to-your-health/ When you stop and analyze it, a lot of your behavior is habitual. And as everyone knows, changing a habit can be hard. But not always. A lot of it has to do with how you approach it according to Alexander Heyne. He is the author of several books including The Lazy Guide to habit Change (https://amzn.to/2ZkMutn) Alexander joins me to explain how to change any habit or behavior by taking the path of least resistance. This Week's Sponsors -Daily Harvest. Go to www.DAILY HARVEST.com and enter promo code SOMETHING to get $25 off your first box -Upstart. Find out how low your interest rate is by going to www.Upstart.com/something -Dashlane. For a 30 day free trial plus 10% off Dashlane Premium go to www.Dashlane.com/SYSK Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I just learned Discover Credit Cards do something pretty awesome.
0:05.2	At the end of your first year, they automatically double all the cash back you've earned.
0:10.7	That's right, everything you've earned doubled.
0:13.6	All the cash back from eating at your favorite soup-dumpling restaurant?
0:17.6	Doubled.
0:18.6	All the cash back from that trip you sort of learned how to snowboard?
0:22.7	Also doubled.
0:23.9	And the best part, you don't have to do anything ridiculous to get it.
0:27.5	Oh, Discover does it automatically.
0:30.5	Seriously though, see terms and check it out for yourself at Discover.com slash match.
0:40.0	Today on something you should know,
0:42.2	is having a high credit score any better than having a medium credit score.
0:47.3	I'll explore that.
0:48.7	Then an important discussion on how creativity really works and how anyone can be more creative.
0:55.4	We have this false myth that great ideas come to these creative people with like a bolt of lightning.
1:01.1	You know, that hits them and it's all of a sudden this perfect solution.
1:05.0	When in fact most creative ideas come through a process of trying things, experimenting.
1:10.9	Also, the interesting way credit card debt affects your physical health
1:15.6	and the fascinating science behind achieving goals and changing habits.
1:20.4	If you can find the exact same place and time to do the habit, for example,
1:24.5	exercises that go to the same gym at the same time are more likely to stick with those habits
1:30.3	months later than people who are varying the time and the day of the week.
	...

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