You're listening to Yo Quiero Dino, a personal finance podcast for the modern Latina.

I'm your host, Janice Torres Rodriguez, personal finance expert, speaker, writer, and business coach.

I teach women of color how to build wealth and gain financial independence through side hustles and investing.

On this show, we're serving up POC-friendly personal finance

knowledge, always with a side of SaaS. We're talking about how to make Dineiro, how to keep it,

and how to make it grow. If you're ready to become Foderoza with your Dinero, you've come to the right place.

Hi, everyone. This is your host, Janice, and you are listening to the Yo Kiro Dinero Podcast. I'm so excited to be here today launching a new season of this podcast

on the first day of 2020. Now, if you guys have been following me from the beginning,

you'll know that I released about three episodes of my podcast in 2019

before I kind of fell off the face of the earth.

And I do apologize for that.

The reality of it is that I've been up to a lot of things in the second half of 2019.

And I want to talk to you about them because they are directly in line with my message for today's podcast, which is

do the scary shit. So we're going to talk about what that actually means, what scary shit I've

been up to, and how you can take this philosophy into

2020 to be your baddest bitch self. Okay. So let's talk about it. First off, happy 2019,

happy new year. I cannot believe that this is the start of another decade. I don't know what it is,

but I feel like because the whole

2020 new decade, Roaring 20s thing, it almost feels like this is an even bigger opportunity for a reset,

for leveling up and just leaving behind any BS that you have been holding on to for any amount of time.

As I mentioned in the intro, I have been up to a lot of things in the second half of 2019,

so much so that it kind of derailed my intentions with the podcast, which originally was

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