Yeah, I've got a great question to kick us off. It's from Grant. He says, I'm new to personal finance and I want 2024 to be a fresh start with my money. What can I do at the beginning of the year to set myself up for success?

Yeah, this may sound counter too. I have an immediate... set myself up for success.

Yeah, this may sound counter too.

I have an immediate thought.

And whenever someone tells me, hey, I'm just starting out,

or I'm at the beginning of my journey,

or this is the very early stages,

the very first thing that comes in mind is I say, okay, you know what, I want you

to mark down where you are right now. And one of the best ways that you can mark down where you are right

now is by doing a net worth statement. It's basically going to list out all the things that you

own minus all the things that you owe and it's going to show basically where you are

today. What is your starting point? You say well man I'm just starting out I've got a

a checking account and maybe I've got some debt and that's it that's okay what you

want to do is document it so that as you begin to learn more as you begin to

make solid financial decisions your

future self will look back and get to see how far you've come I'm so glad Brian

that I started doing my network statement years and years and years and years and years ago and it's so fun

to look back in those early years and recognize how much it changed through time.

Yeah and if you need a head start on that we do have a tool which what I love is that the new updated tool goes

all the way back from 2006 all the way out to 2035 so tons of runway there if

you've been tracking this for a long time and I love the dashboard view where it shows you kind of what are your bucket strategies look like on your taxable accounts your tax deferred your taxfree, what is your path towards independence and are you a

prodigious accumulator of wealth? It's all on the dashboard. That way you in

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