How to Accomplish Your Retirement Goals - Even Without a Fat Wallet - 546

Your Money, Your Wealth

Realestate, Income, Investing, Personalfinance, 401k, Rothconversion, Retirement, Education, Taxes, Socialsecurity, Personalfinances, Finance, Retirementplanning, Investments, Stocks, Business, Roth, Fiduciary, Ira

2.3 • 681 Ratings

🗓️ 9 September 2025

⏱️ 51 minutes

🔗️ Recording | iTunes | RSS

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Summary

We heard your feedback, and today on Your Money, Your Wealth® podcast number 546, Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing retirement for the not-so-fat wallets: Joe and Masako in Washington state and Reid in Indiana have less than a million saved. Can they still accomplish their retirement goals in their 60s? Mr Buckeye in Ohio and Old Macdonald in Maine have less than a million saved, and Curt in Pennsylvania has less than $1.5 million saved. Can they retire early - in their 40s and 50s?

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Timestamps:

00:00 - Intro: This Week on the YMYW Podcast
00:36 - We’re 59 and 65 with Less than $1M. Can We Still Accomplish Our Retirement Goals? (Joe and Masako, WA state)
08:18 - We’re 33 with $200K. Can We Retire at 65 and Spend $159K/Year? (Reid, IN)
15:58 - Calculate your Free Financial Blueprint
16:32 - We're Early 40s With $795K. Can We Retire at 55? (Mr Buckeye, OH)
28:38 - Watch Going Solo: Navigating Your Financial Future Single YMYW TV, Download the Going Solo Guide
29:25 - I'm 43 With $50K and a Paid Off House. Can I Retire ASAP? (Old MacDonald, Limington, Maine)
37:35 - I'm 35 With $1.4M. Can I Retire at 45 and Spend $75K/year? (Conshohocken Curt, PA)
49:04 - Next Week on the YMYW Podcast
49:23 - YMYW Podcast Outro

Transcript

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0:00.0	We heard your feedback and today on your money, Your Wealth podcast number 546,
0:04.9	join Big Al our spitballing retirement for the not-so-fat wallets.
0:08.7	Joan Musaco in Washington State and Reed in Indiana have less than a million saved.
0:13.6	Can they still accomplish their retirement goals in their 60s?
0:16.8	Mr. Buckeye in Ohio and Old McDonald in Maine have less than a million saved,
0:21.5	and current in Pennsylvania has less than $1.5 million saved.
0:25.0	Can they retire early in their 40s and 50s?
0:28.4	I'm executive producer Andy Last, and here are the hosts of Your Money, Your Wealth,
0:32.6	Joe Anderson, CFP, and Big Al Clopine CPA.
0:36.0	Okay, we got Joe from Washington State.
0:38.0	He goes, hello, Andy, Joe now.
0:39.9	Hope all is well.
0:40.6	Been watching all your videos, podcasts, and downloading white papers for the past few months.
0:44.8	Totally addicted to learning from you guys.
0:47.1	Super great job.
0:48.9	Sep, bye.
0:50.4	So he must be a Marine.
0:53.4	So I occasionally have a Coors Light, but mostly Asian teas. All right. That's Big Al. You like Asian teas? No. Oh. You like teas, though? Not really. You don't like tea? No. No. What are you drinking right now? Is that tea or is that coffee? What is that? Water.
1:11.2	Oh, okay. I mean, I will drink tea, but I'm a little bit like Ted Lousso. It's like, I don't really like it. Do you like it? You like tea? Tea? Yeah. You like ice tea. Yeah, I like ice tea. Yeah. With a little barque. I love chai tea. That's my drink of choice in the morning, especially what it's called.
1:29.5	John Dealey.
1:30.6	Got it.
1:31.1	Bye, John. ice tea. Yeah, I like ice tea. Yeah. With a little box tea. That's my drink of choice in the morning,
	...

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