How the Wealthy Use Depreciation to Legally Pay Less Taxes
Wealthy Way
Ryan Pineda
4.9 • 2.2K Ratings
🗓️ 31 May 2025
⏱️ 13 minutes
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Summary
Most people think depreciation just applies to cars but real estate investors and entrepreneurs know better.
From bonus depreciation to the short-term rental loophole, here’s how smart structuring and understanding the IRS code can lead to massive write-offs.
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About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.
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Transcript
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| 0:00.0 | If you're looking for a tax write-off this year, you need pre-tax. |
| 0:04.5 | Right. |
| 0:05.0 | Because anything post-taxes, you're paying tax on it anyways. |
| 0:08.7 | Yeah, that's right. |
| 0:09.3 | That's right. |
| 0:09.6 | There are some savers credits and things like that for smaller contributions into different |
| 0:14.5 | types of retirement accounts as well. |
| 0:16.0 | But it only really helps if your income, I believe, is below the 70,000 mark if you're married filing |
| 0:21.7 | jointly. So it's a pretty low bar in order to get that savers credit. Yeah. So let's just talk |
| 0:27.1 | about entrepreneurs and real estate investors, since that's most of the people that listen here. |
| 0:32.1 | And just in general, right, with tax strategy. So, you know, somebody was coming to you guys what's the first thing you |
| 0:39.0 | guys are doing so the first thing we're going to do is is look at their structures because people |
| 0:43.6 | come to us and they saw on tic-tok that you should have a trust or a Wyoming LLC and all those |
| 0:49.4 | things can have different benefits we're going to talk through structure one of the big things |
| 0:53.4 | with structure is people will own property in an S corp. We always want to get that taken away. You don't want |
| 0:59.9 | to own property in the S corp. And then beyond that, then we're going to start looking at what |
| 1:04.9 | properties they have, how much depreciation they've done. I actually had a guy come to me this year |
| 1:09.7 | and he had actually |
| 1:11.5 | fully depreciated a piece of real estate in year one when he came to me. And I was like, |
| 1:16.7 | hey, we got to fix this. So we're going to look through those things and figure out what the |
| 1:20.9 | situation is and then go from there with a game plan to make sure that they're doing things the |
| 1:26.0 | right way. Okay. So let's talk about |
... |
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