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Here's your money briefing for Tuesday August 6th. I'm J. R. Whelan for the Wall Street Journal.

Titer banking laws have made it a lot harder for students to get their own credit card.

But there are still ways for young people without credit history or established spending power to be approved for plastic.

You can have a camp job, even babysitting money if you have enough of it can help.

You may have to give bank statements and the credit card companies may ask you for a note from

your employer in some cases.

The important thing is to have the income on your own that you've earned.

Wall Street Journal contributor Cheryl Winnaker Monk has been researching the types of credit cards geared to students and the rules around them.

We'll talk with her about it after the break. TnB Tech Minute gives you the day's top tech headlines featuring newsmakers that shape

the tech world and beyond like Open AI CEO Sam Altman.

The two things that I think will matter most over the next decade are abundant and inexpensive.

Intelligence and abundant and cheap energy.

And if we can get these two things, then it's almost difficult to imagine how much else we could do.

Check out T&B Tech Minute in the Tech News Briefing Feed from the Wall Street Journal.

It's becoming harder for students to get a credit card.

Wall Street Journal contributor Cheryl Winnaker Monk joins me.

Cheryl, how does establishing good credit as a student help them in the years to come?

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