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Live from the headquarters of Ramsay Solutions, broadcasting from the pods, moving in storage studio. This is the Ramsay Show.

It's where we help you win in your life, specifically your money, your work, and your relationships. I'm Kevin Coleman.

I've seen an Ellis as my colleague and joins me this hour. The phone number is free to jump in on the conversation because it is about you.

888-825-225. That's 888-825-525-225.

So, Christina and I are here together and while we take those general questions, we also love to team up in our specific areas of expertise.

Christina is a true, unbelievably knowledgeable expert on how to go to college without going into debt. She's a best-selling author and working on some really fun stuff that we can't wait to talk about.

In the days of head and the days ahead and then I'm helping people specifically win in their work life. So, if you feel stuck or you feel scared, you feel doubtful, you're dealing with some toxicity, horrible leadership, and just looking for some help and some ways out.

We're taking those specific calls today as well. Let's get started with Alan and Chad and Nougat Tennessee. Alan, how can we help?

Yes, how are you doing? We're living the dream. What are you doing?

About to have a baby about six months.

All right. That's exciting. Yeah.

Can't grab hats.

But yeah, that's the fourth one. So, we're getting together.

Oh, far.

Yeah, you're exhausted, aren't you, Alan? You sound exhausted.

I'm a little bit bothered to look next to you. So, it kind of makes you all a little bit worse.

Say that again. You broke up.

I work night as well. So, it kind of makes me exhausted and remorse.

Oh, bless your heart. Okay. I get it. All right. Well, how can we help today?

Well, I'm wondering what the baby is coming about six months. I have the cash to pay off my home.

And it would leave me with about $15,000 in cash as well for the backup.

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