How Should I Use My $10,000 Christmas Bonus?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 9 December 2020

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's Wednesday, and this is the Ramsey Call of the Day.
0:03.7	Part of the Ramsey Network.
0:06.3	Joining me today is Ramsey Personality, Ken Coleman.
0:10.4	Antonio is with us in San Francisco.
0:12.9	Hi, Antonio.
0:13.7	How are you?
0:15.3	Good.
0:15.6	Thanks for taking my call, guys.
0:17.0	Sure.
0:17.4	What's up?
0:18.7	All right, so my question, Dave, is getting a Christmas bonus, and I'm in baby step number two, and I want to know what I should do with the bonus.
0:27.6	I basically have 25K left to pay off for my last debt, which is a credit card, but I'm also in a lease.
0:34.6	So I'm wondering if I should use that Christmas bonus to pay a big chunk of the last
0:38.5	debt or if I should buy a car and get out of the lease.
0:43.0	I like it.
0:43.7	How much is left on the lease?
0:46.2	The lease.
0:46.8	It's kind of like a flexible lease, Dave, so I can get out of it whenever I want.
0:50.4	I'm paying $3.70 a month.
0:52.2	Okay.
0:52.9	So how much is your Christmas bonus?
0:54.2	I can't buy it out. Go ahead.
	...

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