4.6 • 2.9K Ratings
🗓️ 8 August 2025
⏱️ 44 minutes
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0:00.0 | In Tuesday's episode, we covered the basics of what Coast Phi is, how to calculate your |
0:05.2 | KOSFI number, and how to achieve it. |
0:07.8 | Well, today we are joined by the couple who created the calculator we used in that last |
0:12.1 | episode, famous for KOSFI, the Fionnaires. |
0:15.4 | We're going to hear how they achieved KOSFI in their 30s, the circumstances that led up to it, and why it was the best |
0:23.1 | option for them. |
0:29.0 | Hello, hello, hello, and welcome to the Bigger Pockets Money podcast. My name is Mindy Jensen, |
0:33.5 | and with me as always is my pioneer of the Phi mustache co-host, Scott Trench. |
0:38.3 | Thanks, Mindy. |
0:38.7 | Great to be here. |
0:39.4 | And I'm so glad we stumbled across this concept of Coast Phi, which we're going to discuss |
0:43.7 | with Jess and Corey today. |
0:45.1 | Mindy's already done a great job introducing them, but we're so excited to welcome them back. |
0:49.4 | Jess and Corey again here to Bigger Pockets Money to talk about their Phi journey. |
0:53.0 | Corey and Jess, welcome back to the Bigger Pockets Money to talk about their FI journey. Corey and Jess, welcome back to the Bigger Pockets Money Show. Thanks so much for having us. Exciting to be here. For the folks that might have missed Tuesday's episode, can you quickly define for us what Coast FI is? Yeah, as we think about Coast FI, we like to think of it as both a financial milestone and a lifestyle. So as a financial milestone, it's the |
1:13.2 | point where you've saved and invested enough money that you no longer need to contribute |
1:17.6 | another dollar towards your retirement. The amount that you've already saved and invested will |
1:22.6 | grow to fully fund your retirement. And so while you think of full financial independence as the point |
1:29.7 | where work is optional, at COS-Fi, savings is optional. The name COS-Fi typically comes from |
1:35.5 | this idea that you're coasting to full financial independence by reducing or stopping altogether |
1:41.2 | your savings. And what did this look like for you guys? |
1:44.3 | Could you give us a little bit of background on your money journey and how you decided to |
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