A recent poll by the website Market Watch found that 65% of those surveyed said personal finances

are their biggest source of stress.

Knowing how to budget and save money or skills that can help, but not everyone is taught how to manage their money.

Only 25 states require high school students to take a personal finance class in order to graduate.

And the schools with predominantly black and brown finance class in order to graduate.

And the schools with predominantly black and brown students are less likely to offer those

courses.

Laura Barone Lopez reports on how younger generations are working to improve their financial literacy

and help close the wealth gap. It's part of our ongoing coverage of race matters.

In the US, the racial wealth gap is stark.

According to the Brookings Institute,

the median wealth for a white household

is $188,200, nearly eight times more

than the average black household, which is just over $24,000.

And experts predict that without improved financial literacy, that gap will only grow. We spoke with black Americans about the

obstacles they faced on their journey to financial success. My name is Charles

Winfrey. I'm a freshman business finance major here at Morehouse College.

My name is Capricia Sampson. I'm from Patterson, New Jersey. I'm 27 years old and I start my career as a business by a consultant in tech.

My name is Elisa Kibesis. I am originally from Bigsburg, Mississippi. I am 23 years old and I currently work at J.P. Morgan doing commercial banking. I grew up in a two-parent household with four siblings and was introduced to money in a way where my parents

really wanted to instill the importance of financial literacy and also just education and hard work.

So my dad at some point he was like you need to learn the value of a dollar and with that

he would give me an allowance for doing chores around the house every two weeks.

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