Wouldn't it be awesome if somebody actually would just tell you how much you should save and invest to reach all your financial goals?

Brent, I am so excited about this because we love that we get to constantly iterate and improve and come up with ideas and change

things and adjust things. And we have something that we've been working on for a while now that

we are so excited. We get to release to you guys that will hopefully help you do money better.

Well, if you hang out with us in any point

in time, you find out one of our cornerstone things is we tell people, we want to get you

if you can live a lesson you make and start saving and investing, 20 to 25 percent, you're going to be

set. Yep. But I've always known, there's a few warts to this. Sure.

First of all, if you start saving, investing when you're 20 years old, 25%, that's more aspiration. It's going to be hard to do. It's going to be hard to do. And if you do it, you're probably going to end up with a lot more money. But I just, I knew enough factors. is if I could just throw it out there for everybody,

even for the 20-somethings,

they would be okay saying 20, 25 percent because the net was catching enough people. I'm happy to report. We've been like some mad scientists in the lab, working through some deliverables. We've now emerged from the lab and we're willing to share with you a brand new updated resource that I think you guys are going absolutely love. Yeah, this is our new and

improved. How much should you save resource intended to show you that based on your age and

based on the goal that you want to retire, the goal that you want to hit

financial independence, what should your savings rate be other times? Because we get

question, well, is 25% right for me? Is 25%? And for most people, we say, hey, you want to

start out and that's what you want to be aspirational for. We're going to walk you through why

we say that. but now we actually

are showing you the data that we base that off of. Now, before we actually talk about the

deliverable itself, and obviously we want you guys to go download this and check it out,

I want to tell you how we did the math, because I think understanding how the math works

is going to let you appreciate what we're showing here. So what we assumed is when you invest, we're going to assume

for a 20-year-old, you get a 10% rate of return and then the rate of return drops by one-tenth

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