You're listening to Ramsay every day millionaires where we talk retirement, building wealth,

and outrageous generosity.

Hayden is with us in Oklahoma City.

Hi Hayden, welcome to the Ramsay Show.

Thank you, how are you?

Better than I deserve, what's up?

So, I'm 25.

My wife and I just got done playing off some student loans.

Great.

Don't quite have our emergency funds set up.

Yeah, where it should be yet.

But I'm a planner, so we're sitting talking with the company we work for and then some financial

advisors in the area about 7-4-1K and IRA and stuff.

So my company, so the question I have is my company only matches that half of the person.

So I'm wondering how much I've been, you know, take out for that side and how much I go to

the financial advisor with a regular irony.

So in the baby steps, you almost have that emergency fund ready to go.

Once you're at baby step four, then we're going to put 15% and you're wondering how do

I do that and what order because of this half percent match.

And we like match the best.

So match is going to beat pretty much everything out there because it's free money.

We're going to follow that up by going to that Roth IRA that you mentioned and you can

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