So imagine you are retired. Okay, now whether you retired at 60 or 65 or 55 irrelevant for this

example. You have retired and now you're wondering how much money should I have that's just safe

so no matter what the market does, you don't have to worry. If you're spending time with family,

if you're going on trips, you know there's enough set on the side so that you can live

the life you want to live knowing you have enough growing for you outpacing inflation so that

you in 20, 30 years from now is happy. But at the same time, you're able to live comfortably today

without going, oh my gosh, if something happens in the market, am I not going to be okay?

Am I going to run out of money? And so today, I'm going to walk you through that framework of how much money should you have and just call it safe assets. Now, I always, if you know for a while now, if you've been listening for a while, I should say I always go through the review of the week. Today I'm going to do a little bit of a different approach. The reason for that is that I have an e-book and a lot of you have already known this and you've downloaded it. I have two e-books out. I have one on just the complete guide to an early retirement. And I have another that's a complete guide to health insurance for an early retirement. But when you download my first e-book, just the complete guide to an early retirement, I ask you

what's something you're so excited to no longer have to worry about once you have retired early?

Now I did a YouTube video going over the hundreds of responses that you guys had submitted

for that, but I'm just going to go through a few fun ones as of late because I want to go through

early retirement content that's helpful.

At the same time, a lot of you are still a few years out from that early retirement. And because of that, you need that inspiration to, okay, why am I still doing those four on-k savings? Why am I doing the Roth IRAs? Why am I making sure that I'm kind of sacrificing parts of today so that in the future I can live this life I want to

live. And by the way, if you've heard my podcast enough by now, you know, I don't want you to do that.

There's that common phrase of fire movement, financial independence retire early. I don't

subscribe to that. I'm part of that financial independence recreational employment. So my definition's a little different where I don't want you to be going, oh my gosh, I'm going to get to this perfect date and then at that date, my life shifts. It's what can we do today to start living that way? And sometimes there's not much because you have to be in that job. And I recognize that. Other times, no, I can make a few shifts and maybe not in giant waves, but can I do small shifts today that will make it a little bit easier every day until that date and then life's even better from there. So here are a few of those responses and I will always be anonymous. So if you put your name and then put a comment in there and you say, oh my gosh, I hate my boss, Jack, or whatever it is, I'm never going to say that

on the podcast. I know a lot of you have had concerns about that. No need to worry. Now, this comes

from someone who says, I can't wait to no longer have to attend unnecessary meetings. The next one

comes from someone who says, this is funny one, I never want to sacrifice time with my wife so I can go make

money. I feel like I haven't gotten enough of my true wife time in recent years. And so what they're

really referencing is, it's one thing to have your spouse. It's another thing to say, hey, I really

feel I'm getting real quality time with them. And the reason I'm laughing is quality time is

...