So how much money do you need to retire early? And when I say retire early, if you've been listening to this

podcast for some time, you know it's not an early retirement that I'm in love with, but the idea that

you could be done working, you financially no longer need money to be able to do everything that you

want to do in life. And so that's what we're going to be talking about today, which is how much money do you need to retire early. Now, this is probably one of my most asked questions, which is why I love addressing it. And that's what I'm going to be doing today. Now, I'm going to highlight two recent reviews as I haven't done this in some time. So I want you to know, always going to highlight recent reviews. Those that do leave

reviews, thank you, because it helps more people find the show, and it's fun for me to see that

it has been helpful. So this review comes from D. Merrick, who says, very informative, lots of

useful information for getting the most out of your hard-earned retirement savings. I didn't

know what I didn't know before listening in. And that quote right there, I didn't know what I didn't know. Also, I don't know what I don't know. That is something that I hear so often when people first reach out, which is I want to retire early. I've saved and invested well. I just don't know what I don't know. And so I'm reaching out to you or another

advisor or another firm. And I just am looking for more guidance and information because you truly

cannot know what you don't know, obviously. So that's always fun for me to hear. And I hope that

you do know more now, de Merrick. The other one that I want, the other review that I want to highlight

here comes from

Juan Peso, who says, Ari Gold, not to be confused with the entourage agent. You can imagine,

Juan, I haven't heard that joke before, just kidding there, of course. Ari is wise beyond his years

and has deep knowledge in his wheelhouse, early retirement. The length of his shows are ideal

as well. He prepares and deeply cares and shows. Juan, thank you very much for that. And for those who continue to leave reviews, thank you for doing so. You can do that on the Apple Podcast app and you can leave comments on YouTube and if you're listening on Spotify, you can rate the show five stars there. So let's now hop into the show, which is all about how much money do you need to retire early. Now, here's the first thing I'm going to say about this. And this might surprise some of you, might not to others, but I'm anti-cookie cutter. And here's what I mean by that. I do not believe in asking someone, how old are you? What's your risk tolerance on a scale of 1 to 10?

And here's how much you need. Because to me, it just doesn't go deep enough.

Now, if we go too deep, and I've seen this also be the case, where people track all their finances on spreadsheets to an unbelievable degree that that analysis paralysis starts happening.

And then they never retire early because

there's always that question of what's inflation going to be and what if this other thing happens

we could kind of do that forever and so there's a fine balance there so whenever i'm sharing information

i'm intentionally leaving out things that i don't want you to think about and i'm going to

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