How Much Money Do You Need to Retire in 2026? - 538
Your Money, Your Wealth
Your Money, Your Wealth
2.3 • 681 Ratings
🗓️ 15 July 2025
⏱️ 35 minutes
🧾️ Download transcript
Summary
George and Weezy in the land of Lincoln will have deferred compensation and wonder if they can retire in mid-2026, or even earlier. Will they have enough? Should Jenn in Ohio move with work, take a break, or just retire? She asks Joe Anderson, CFP® and Big Al Clopine, CPA for a brutally honest spitball, today on Your Money, Your Wealth® podcast 538. Plus, Seth isn’t sure if he can afford to stay retired at age 52, and whether he should convert his retirement savings to Roth, so he uses an AI voice to ask the fellas for his spitball. And Leon uses his real voice to ask whether REIT ETFs are a good way to get into real estate investing.
(Until Big Al returns from his extended European Vacation, enjoy an encore presentation of these questions from an October 2024 episode of Your Money, Your Wealth podcast.)
Free financial resources & episode transcript: https://bit.ly/ymyw-538
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Timestamps:
00:00 - Intro: This Week on the YMYW Podcast
01:03 - Can “George and Weezy” Retire in 2026 or Earlier With Deferred Compensation? (IL)
12:17 - Pop Quiz, Retirement Readines Guide
13:02 - Should I Move With Work, Take a Break, or Retire Now? Be Brutally Honest (Jenn, OH)
17:43 - Can I Stay Retired at Age 52? Should I Convert Retirement Savings to Tax-Free Roth? (Seth, Montana, AI voice)
24:34 - Ask Joe & Big Al for your Retirement Spitball Analysis, Schedule a Free Financial Assessment
25:30 - Are REIT ETFs a Good Way to Get Into Real Estate Investing? (Leon, Chicago - voice)
33:56 - Request a Free Kindle Copy of The Best of Jonathan Clements, Watch or Listen to “The Payoff is Huge”: Jonathan Clements’ Final Initiative to Empower Lifelong Savers
Transcript
Click on a timestamp to play from that location
| 0:00.0 | George and Weezy in the land of Lincoln will have deferred compensation and wonder if they can retire in mid-2026 or even earlier. |
| 0:07.0 | Will they have enough? |
| 0:09.0 | Should Jen in Ohio move with work, take a break, or just retire? |
| 0:13.0 | She asks Joe and Big Al for a brutally honest spitball. |
| 0:16.0 | Seth isn't sure if he can afford to stay retired at age 52, and whether he should convert his retirement savings to Roth, |
| 0:22.9 | so he uses an AI voice to ask the fellows for his spitball, |
| 0:26.5 | today on your money, Your Wealth podcast number 538. |
| 0:29.8 | And Leon uses his real voice to ask whether REITFs are a good way to get into real estate investing. |
| 0:35.7 | I'm executive producer Andy Last, |
| 0:37.9 | and when I asked Joe Anderson's CFP and Big Al Clopine CPA |
| 0:41.4 | when we were recording the podcast this week, |
| 0:44.2 | Al replied that he was on a train to Venice |
| 0:46.1 | and that we would indeed record next week. |
| 0:48.8 | So until Big Al returns from his extended European vacation, |
| 0:52.7 | enjoy an encore presentation of these questions from an October 2024 episode of Your Money, |
| 0:57.9 | Your Wealth podcast in reverse orders, so you'll catch things you may have missed the first |
| 1:01.7 | time around. |
| 1:02.7 | We got George and Louise. |
| 1:04.2 | They're calling in from the land of Lincoln. |
| 1:07.8 | No pets. |
| 1:09.1 | Land of Lincoln. |
| 1:10.7 | Nebraska. |
... |
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