It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing. You've got financial questions. He's got financial answers. It's Brian Preston,

the money guy. All right, Brian. This next question is from Scott. Scott said, how would a

custodial Roth fit into the foo? Trying to get the army started for the next generation? I love

that he used all of our language because if somebody's stumbling on us for the first time,

Brian, why don't you explain what is a custodial Roth, what is the foo, and how does that fit into it?

Where does that come in the order of operations? Yeah, Scott, thanks for asking this question.

What's funny is I had an only don't like to do client calls and meetings on recording days because

we're getting ready for this, but I had a client and he said, hey, I just need some family stuff

going, but he threw in the stuff about custodial accounts for his teenage daughters.

I'm fresh off of this and then, y'all know, I have a daughter who's senior in high school

and she works at Chick-fil-A, so she's got some bucks coming in, so you're trying to figure out

how you balance this. I love, if you can get as a parent, your children to become financial mutants

by saving for the future well done because there's so much data out there, a million next door,

and beyond, and others that show that we have an epidemic right now and the fact that most

adult children don't leave the nest. They're not building those independence things, so you're

trying to balance that. Then I had somebody on Twitter yesterday give us a shout out that we are

the one of the people they heard. The best gift you can give your kids is to make sure you have a

or you don't have to live in the basement. So I mean, that's the, in order to do that, you have to

prioritize you and your financial life before we can take care of the kids, and that's why financial

order of operations, just like mathematics have a way you need to solve a math equation to get to

the right answer. Your financial life is exactly the same way. There's two places I'll give you

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