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slash setup hello and welcome to nerd wallet smart money podcast where we

answer your real world money questions in 15 minutes or less.

I'm your host, Sean Piles. This week, I'm joined by a total nerd for home buying, Holden Lewis.

Holden has been writing about mortgages for 18 years. He's also won a bunch of journalism awards,

and he used to be the president of the National Association of Real Estate Editors.

18 years.

If my first mortgage article had been a child, it'd be a freshman in college now.

I don't even want to think about that.

So, Sean, what's this week's question?

I mean, I think that you should actually cherish the amount of experience that you have.

It means that you should hopefully know

what you're talking about here as I believe you do. And I'm happy to have you on the show. So our

question this week comes from Steve in Denver. He asks, I'm looking to buy a house in the next year,

but I'm not sure what I can afford. How can I know how much house I can afford? Well, Steve,

that sounds like a simple question, right?

But the answer, it's not simple.

This is a question about money, and there are a lot of feelings around money.

...