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Hello and welcome to Nerdwallet Smart Money podcast where we answer your money questions in 15 minutes or less.

I'm your host, Sean Piles.

Before we dive into this week's question, I have a brief announcement.

It is with a heavy heart that I have to tell you, dear listener, that our beloved Deanna

Yocum has moved on to bigger and better things.

She will be missed immensely, but fortunately we have loads of other nerds

chomping at the bit to answer your personal finance questions. In this episode, I'll be talking with

Nerd Wallet All-Star, Liz Weston. That's me. All right, Sean. What's this week's question?

Our question comes from Diane. She says, hey nerds, I'm having some trouble with my debt. I owe around $7,000

on a few credit cards, and I have an $18,000 car loan, and it feels like I'm never making any progress.

How can I pay off my debt faster? Paying off your debt can be a really tricky and a really

emotional process. So thanks, Diane, for coming to us with your question. That's one big step toward taking

control of your debt. Also, you really came to the right place, Diane. Sean here is our

resident debt nerd nerd wallet. Yeah, I've been on this beat for a few years now, and in that

time I've gone through credit counseling. I've attended bankruptcy court, and I've even

interviewed debt collectors and medical bill negotiators,

...