years because we had some research out this week, some more research, actually, latest,

telling us how much we need in retirement, depending on whether we want an essential one,

doesn't sound great, comfortable or more luxurious time of it in our latter years.

So which, the consumer group, which says that couples would typically need 26 grand

and single people 19,000 a year to be comfortable. So comfortable is

things like covering essential bills, plus, you know, regular short haul holidays, leisure activities,

some alcohol in there and a bit of charitable giving. So this means a private pension pot would

have to be around 154,000 pounds between them to hit their retirement target,

while an individual would need a pot just over 190,000 pounds.

Tanya, we get these sorts of researchers and studies fairly often.

What's the use of them?

Because obviously it is so individual, isn't it?

Yes, but I think they are useful in giving people an idea about what they should be

heading for, and then they can work out if what they're putting away is going to hit in any way the sort of the pot that's

required to turn it into an income like that. So I think it's, I think it's educational

as much as anything, although how much you actually need will be, will be individual. You have to

always take into account these things, who is doing it and who was surveyed. When I spoke to

which about this story, I mean, they surveyed their members to get an idea, about 7,000 of them.

But obviously, which members, and they admitted this,

and probably more likely to be better off.

They're quite savvy.

They're certainly curious about their finances, even if they're not more savvy.

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