It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

So let's dive in with Joshua's question to kick us off.

I'm 22 and married.

We plan on buying our first house sometime after the next four years.

This gives us time to save up a full 20% down payment, but should we?

Or does it make sense to do a three, three and a half to 10% down payment and do something

else with the excess?

What is the most powerful situation for my army of dollar bills here?

How old did Joshua say he was?

22.

22.

22 recently married.

Joshua, first, I want to put a disclaimer on this because we answer this question a lot.

Money is nothing more than a tool that allows you to do the things that you want to do,

the way you want to do them.

You have to answer the question for yourself, for you and your new spouse.

What are the things that we want to do?

Is home ownership, a thing, is being debt-free a thing, is financial independence and retirement

a thing, and the answer to those questions are going to dictate what strategies you want

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